7954 125th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7954 125th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1900
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$2,582 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-003-0600`

Property Details

APN / Parcel Number

Primary APN	`01-003-0600`

Interior

Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	435,600 sqft (10 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	7954 125TH ST
City	MILACA
State	MN
Zip	56353-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW OF SW OF NW 3 37 26 10.00
Legal Range	26
Legal Township	37
Legal Section	03
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	1
Census Block	1070
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7954 125TH ST, MILACA, MN 56353-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2008
Transfer Doc	353587
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7954 125TH ST, MILACA, MN 56353-4201
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A428277
Date	Nov 24, 2021
Instrument	A428277

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7954 125TH ST, MILACA, MN 56353-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A420324
Date	Nov 4, 2020
Instrument	A420324

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7954 125TH ST, MILACA, MN 56353-4201
Transaction Type	Mortgage
Record Updated	Feb 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A404432
Date	Jan 11, 2018
Instrument	A404432

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,582.00 (-5.49%)	$303,400 (+4.91%) Land $91,800 Building $211,600	$303,400 (+4.91%) Land $91,800 Building $211,600
2025	$2,732.00 (-5.27%) Homeowner's exemption	$289,200 (-5.3%) Land $84,900 Building $204,300	$289,200 (-5.3%) Land $84,900 Building $204,300
2023	$2,884.00	$305,400 Land $72,800 Building $232,600	$305,400 Land $72,800 Building $232,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	45 / 3
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Benton Cooperative Telephone Company.

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