7953 Zion Rd, Henderson, KY 42420 Property Records

Henderson County property record for 7953 Zion Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2,480 sqft · built 1894
Lot Size	0.62 acres (27,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$258,000 (Jun 2024)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Nov 2018 Second Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87A-152`

Property Details

APN / Parcel Number

Primary APN	`87A-152`
Alternative APNs	`39009` `53674`

Interior

Stories	2 Stories
Building Area	2,480 sqft Finished Area
Basement Area	304 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,027 sqft (0.62 acres)
Lot Dimensions	195 ft deep x 138 ft wide
Garage Type	Basement
Garage Area	368 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	53674
Street Address	7953 ZION RD
City	HENDERSON
State	KY
Zip	42420-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	GEORGE P. VAUGHAN
Legal Lot Number	1
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	2
Census Block	2015
Census Tract	20703

Owner

Source: Henderson County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	155 SHAMROCK DR, MADISONVILLE, KY 42431-9100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EVANSVILLE TEACHERS FCU
Sep 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 5, 2024	Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2024 · Amount on Record
Deed Sale	Jun 5, 2024 · Amount on Record
Deed Document Number	20244831
Deed Book / Page	675 / 971
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7953 ZION RD, HENDERSON, KY 42420-8214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1275/244
Date	Nov 14, 2018
Book Page	MT 1275/244
Instrument	2018012519

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 15, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	7953 ZION RD, HENDERSON, KY 42420-8214
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1248/435
Date	Sep 21, 2017
Book Page	MT 1248/435
Instrument	2017010689

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 5, 2024
Property Address	7953 ZION RD, HENDERSON, KY 42420-8214
Document Number	0RE675/971
Book / Page	RE675 / 971
Map Reference	MB 4 PG 103
Instrument Date	May 16, 2024
Instrument	2024004831
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 MILBARK DR, HOMOSASSA, FL 34446-4159

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SHAMROCK DR, MADISONVILLE, KY 42431-9100

Mortgage

Document Number	2024004832
Date	Jun 5, 2024
Instrument	2024004832

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 24, 2025

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+23.36%) Homeowner's exemption	$258,000 (+54.49%)	$258,000 (+54.49%)
2023	$1,922.00 Homeowner's exemption	$167,000	$167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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