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7953 Harvard Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 7953 Harvard Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,266 sqft · built 1975
Lot Size0.228 acres (9,932 sqft)
Owner2 Individual Names on File
Last Sale$850,500 (Aug 2019)
Tax Bill$11,426 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072-371-20

Property Details

APN / Parcel Number

Primary APN072-371-20
Alternative APN
  • 072-371-20-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,266 sqft Living Area
Gross Area2,716 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area9,932 sqft (0.228 acres)
TerrainSteep
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
Deck Area286 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address7953 HARVARD DR
CityBEN LOMOND
StateCA
Zip95005-9612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Subdivision371 01
Legal Lot Number12
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1005
Census Tract120600

Owner

Source: Santa Cruz County records · APN 072-371-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7953 HARVARD DR, BEN LOMOND, CA 95005-9612
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 27, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleJul 15, 2005 · Amount on Record
Deed Document Number201925045
Prior Transfer DateMar 01, 2015
Prior Transfer Doc0000008495
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address7953 HARVARD DR, BEN LOMOND, CA 95005-9612
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyBOSTON NATIONAL TITLE, BOSTON NATL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7953 HARVARD DR, BEN LOMOND, CA 95005-9612

Mortgage

Document Number0000026654
DateMay 10, 2021
Instrument2021-0026654
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 27, 2019
Property Address7953 HARVARD DR, BEN LOMOND, CA 95005-9612
Document Number0000025045
Map ReferenceVOL 42 PG 51
Instrument DateAug 22, 2019
Instrument2019-0025045
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address7953 HARVARD DR, BEN LOMOND, CA 95005-9612

Mortgage

Document Number0000025046
DateAug 27, 2019
Instrument2019-0025046
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$948,749 (+2%) Land $597,360 Building $351,389
2025$11,426.00 (+6.08%) Homeowner's exemption$930,147 (+4.04%) Land $585,648 Building $344,499
2023$10,771.00 (+2.41%) Homeowner's exemption$894,027 Land $562,906 Building $331,121$906,750
2022$10,518.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871206001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1995–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskLow
above 37% of the US · above 22% of California
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 99 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Surfnet Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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