7952 Sterling Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 7952 Sterling Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,636 sqft · built 1983
Lot Size0.372 acres (16,198 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Feb 2017)
Tax Bill$8,375 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN400-240-22-00

Property Details

APN / Parcel Number

Primary APN400-240-22-00
Alternative APN
  • 4002400400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,636 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area16,198 sqft (0.372 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number4002400400
Street Address7952 STERLING DR
CityEL CAJON
StateCA
Zip92021-1717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 33 LOT 3 DOC102260REC69 IN TR DB0170PG071
Legal SubdivisionRANCHO EL CAJON
Legal TractS
Legal Block33
Legal Lot Number3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4000
Census Tract16807

Owner

Source: San Diego County records · APN 400-240-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7952 STERLING DR, EL CAJON, CA 92021-1717
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
OPEN MORTGAGE LLC
Feb 02, 2017Grant Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2017 · Amount on Record
Deed SaleFeb 02, 2017 · Amount on Record
Prior SaleJul 28, 2000 · Amount on Record
Deed Document Number201755334
Prior Transfer DateJun 27, 2003
Prior Transfer Doc0000798696
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7952 STERLING DR, EL CAJON, CA 92021-1717
Transaction TypeMortgage
Record UpdatedOct 26, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7952 STERLING DR, EL CAJON, CA 92021-1717

Mortgage

Document Number0000284357
DateOct 18, 2023
Instrument2023-0284357
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7952 STERLING DR, EL CAJON, CA 92021-1717
Transaction TypeMortgage
Record UpdatedDec 09, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000444094
DateAug 10, 2020
Instrument2020-0444094
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2017
Property Address7952 STERLING DR, EL CAJON, CA 92021-1717
Document Number0000055334
Map ReferenceMB170 PG71
Instrument DateDec 27, 2016
Instrument2017-0055334
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7952 STERLING DR, EL CAJON, CA 92021-1717

Mortgage

Document Number0000055335
DateFeb 02, 2017
Instrument2017-0055335
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$658,356 (+2%) Land $236,503 Building $421,853
2025$8,375.00 (+3.41%)$645,448 (+4.04%) Land $231,866 Building $413,582
2023$8,099.00 (+5.57%)$620,386 Land $222,863 Building $397,523
2022$7,672.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 632 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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