795 W Oxbow Trl, Payson, AZ 85541 Property Records

Gila County property record for 795 W Oxbow Trl, Payson, AZ 85541

Property Summary

Property TypeMobile Home
Details1,792 sqft · built 1988
Lot Size2.21 acres (96,268 sqft)
OwnerIndividual Name on Record
Last Sale$324,646 (Sep 2023)
Tax Bill$725 (2025)
Deeds & MortgagesSep 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN304-24-008A

Property Details

APN / Parcel Number

Primary APN304-24-008A
Alternative APNs
  • R032480
  • 032480

Interior

Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof MaterialAsbestos
Lot Area96,268 sqft (2.21 acres)
PorchEnclosed Porch
Canopy710 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account NumberR032480
Street Address795 W OXBOW TRL
CityPAYSON
StateAZ
Zip85541-2754
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSECTION: 29 TOWNSHIP: 10N RANGE: 10E MBL HOME TITLE: 0991720673A/B SERIAL: 0991720673A/B YEAR: 1988 MAKE: - CHAMPION SIZE: 28
Legal Range10E
Legal Township10N
Legal Section29
Legal SubdivisionOXBOW ESTATES
Legal Lot Number8
JurisdictionGILA AZ
Township / Civil DivisionPAYSON
Census Block Group1
Census Block1012
Census Tract302

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address795 W OXBOW TRL, PAYSON, AZ 85541-2754
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Deed of Trust, Mortgage · VA Mortgage
BARRETT FINANCIAL GROUP LLC
Sep 29, 2023Special Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Deed Document Number2023008534
Deed Book / Page2023008 / 534
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILA AZ
Property Address795 W OXBOW TRL, PAYSON, AZ 85541-2754
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 W OXBOW TRL, PAYSON, AZ 85541-2754

Mortgage

Document Number0000008438
DateSep 17, 2025
Instrument2025-008438
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGILA AZ
Recording DateSep 29, 2023
Property Address795 W OXBOW TRL, PAYSON, AZ 85541-2754
Document Number0000008534
Map ReferenceMAP 290
Instrument DateSep 21, 2023
Instrument2023-008534
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11350 MCCORMICK RD # 902, 902, HUNT VALLEY, MD 21031-1002

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address795 W OXBOW TRL, PAYSON, AZ 85541-2754

Mortgage

Document Number0000008535
DateSep 29, 2023
Instrument2023-008535
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyGila County
Unified School DistrictPayson Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,725 (-6.59%) Land $12,789 Building $5,936$187,243 (-6.6%) Land $127,887 Building $59,356
2025$725.00 (+13.46%)
2024$20,047 (+3.98%) Land $14,821 Building $5,226$200,469 (+3.98%) Land $148,208 Building $52,261
2023$639.00 (+97.83%)$19,279 Land $14,939 Building $4,340
2022$323.00 Disabled Person's exemption$192,792 Land $149,394 Building $43,398

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 85% of Arizona
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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