795 W Chase Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 795 W Chase Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 2000
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Apr 2024)
Tax Bill	$12,975 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-410-01-00`

Property Details

APN / Parcel Number

Primary APN	`492-410-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,163 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	795 W CHASE AVE
City	EL CAJON
State	CA
Zip	92020-7350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT G (EX ST)PAR AS PER ROS 2604 IN TR 001543
Legal Subdivision	FROEHLICH
Legal Tract	001543
Legal Block	2
Legal Lot Number	G
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2159 RUNABOUT PL, EL CAJON, CA 92019-4248
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage OPTIFUND INVESTMENT GROUP INC
Apr 12, 2024	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Apr 12, 2024	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
May 17, 2022	Grant Deed, Transfer · Commercial Mortgage OPTIFUND INVESTMENT GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	202492136
Last Transfer Date	Dec 5, 2024
Transfer Doc	0000342250
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	795 W CHASE AVE, EL CAJON, CA 92020-7350
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 PEACH AVE, EL CAJON, CA 92021-4916

Mortgage

Document Number	0000223442
Date	Aug 16, 2023
Instrument	2023-0223442

Lender

Name	OPTIFUND INVESTMENT GROUP INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92160

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2024
Property Address	795 W CHASE AVE, EL CAJON, CA 92020-7350
Document Number	0000092137
Map Reference	MAP 1543
Instrument Date	Apr 10, 2024
Instrument	2024-0092137
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2159 RUNABOUT PL, EL CAJON, CA 92019-4248

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 12, 2024
Property Address	795 W CHASE AVE, EL CAJON, CA 92020-7350
Document Number	0000092136
Map Reference	MAP 1543
Instrument Date	Apr 5, 2024
Instrument	2024-0092136
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2159 RUNABOUT PL, EL CAJON, CA 92019-4248

Mortgage

Document Number	0000092138
Date	Apr 12, 2024
Instrument	2024-0092138

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2022
Property Address	795 W CHASE AVE, EL CAJON, CA 92020-7350
Document Number	0000210710
Map Reference	MAP 1543
Instrument Date	May 6, 2022
Instrument	2022-0210710
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 JAMACHA RD, EL CAJON, CA 92019-2357

Mortgage

Document Number	0000210711
Date	May 17, 2022
Instrument	2022-0210711

Lender

Name	OPTIFUND INVESTMENT GROUP INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,040,400 (+2%) Land $520,200 Building $520,200
2025	$12,975.00 (+49.38%)	$1,020,000 (+77.7%) Land $510,000 Building $510,000
2023	$8,686.00 (+786.33%)	$574,000 Land $297,000 Building $277,000
2022	$980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

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