795 Smith Rd, Luray, TN 38352 Property Records

Chester County property record for 795 Smith Rd, Luray, TN 38352

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,791 sqft · built 1975
Lot Size	14.4 acres (628,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,250 (Sep 2023)
Tax Bill	$1,452 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012017 02500`

Property Details

APN / Parcel Number

Primary APN	`012017 02500`
Alternative APN	`017 02500 00002017`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,791 sqft Living Area
1st Floor Area	2,142 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Unfinished Basement	992 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1981
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	628,571 sqft (14.4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	795 SMITH RD
City	LURAY
State	TN
Zip	38352-1789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: S50
Jurisdiction	CHESTER TN
Township / Civil Division	2
Census Block Group	3
Census Block	3011
Census Tract	970102

Owner

Source: Chester County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	795 SMITH RD, LURAY, TN 38352-1789
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT GROUP
Feb 25, 2021	Warranty Deed, Transfer · Conventional Mortgage FORTUNE FINANCIAL CORPORATION
Nov 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	202374289
Deed Book / Page	509 / 135
Prior Transfer Date	Jun 21, 2016
Prior Transfer Doc	0004100283
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Sep 15, 2023
Property Address	795 SMITH RD, LURAY, TN 38352-1789
Document Number	0005090135
Book / Page	509 / 135
Instrument Date	Sep 14, 2023
Instrument	74289
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,229.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 SMITH RD, LURAY, TN 38352-1789

Mortgage

Document Number	0000074290
Date	Sep 15, 2023
Instrument	74290

Lender

Name	MORTGAGE INVESTMENT GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Feb 25, 2021
Property Address	795 SMITH RD, LURAY, TN 38352-1789
Document Number	0004710145
Book / Page	471 / 145
Instrument Date	Feb 24, 2021
Instrument	66516
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 SMITH RD, LURAY, TN 38352-1789

Mortgage

Document Number	66517
Date	Feb 25, 2021
Instrument	66517

Lender

Name	FORTUNE FINANCIAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Nov 23, 2020
Property Address	795 SMITH RD, LURAY, TN 38352-1789
Document Number	0004670248
Book / Page	000467 / 000248
Instrument Date	Nov 23, 2020
Instrument	65783
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 RIVERVIEW DR N DECATURVILLE TN 383295275, DECATURVILLE, TN 38329-5275

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,452.00	$71,300 (-)	$285,200 (-) Land $51,600 Building $233,600
2025	$1,452.00 (+18.63%)	$71,300 (+44.85%)	$285,200 (+44.85%) Land $51,600 Building $233,600
2023	$1,224.00	$49,225	$196,900 Land $39,200 Building $157,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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