795 River Ln, Waverly, TN 37185 Property Records

Humphreys County property record for 795 River Ln, Waverly, TN 37185

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,955 sqft · built 2009
Lot Size	29.4 acres (1,281,971 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Feb 2004)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043002 03200`

Property Details

APN / Parcel Number

Primary APN	`043002 03200`
Alternative APN	`002 03200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,955 sqft Living Area
1st Floor Area	2,643 sqft
Upper Floors Area	312 sqft
Basement Area	2,643 sqft
Unfinished Basement	2,643 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,281,971 sqft (29.4 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	6,000 sqft

Exterior Amenities

Porch	Slab
Porch Area	517 sqft
Deck Area	210 sqft
Patio Area	210 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	795 RIVER LN
City	WAVERLY
State	TN
Zip	37185-3608
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: C99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	1
Census Block Group	1
Census Block	1041
Census Tract	130200

Owner

795 River Ln, a rural home, is owned and occupied by an individual who acquired it in June 2022.

Source: Humphreys County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	795 RIVER LN, WAVERLY, TN 37185-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 8, 2022	Warranty Deed, Transfer
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2004 · Amount on File
Deed Sale	Feb 26, 2004 · Amount on File
Prior Sale	Oct 3, 1983
Deed Book / Page	186 / 1135
Last Transfer Date	Jun 27, 2022
Transfer Doc	0000002566
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Aug 24, 2026
Property Address	795 RIVER LN, WAVERLY, TN 37185-3608
Document Number	0000002892
Book / Page	15 / 1348
Instrument Date	Aug 24, 2026
Instrument	20262892
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 RIVER LN, WAVERLY, TN 37185-3608

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Sep 8, 2022
Property Address	795 RIVER LN, WAVERLY, TN 37185-3608
Document Number	0000002931
Book / Page	WD212 / 2701
Instrument Date	Sep 8, 2022
Instrument	22002931
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Tax	$182.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 RIVER LN, WAVERLY, TN 37185-3629
Investor	Possibly a Property Investor

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	795 RIVER LN, WAVERLY, TN 37185-3608
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 RIVER LN, WAVERLY, TN 37185-3608

Mortgage

Document Number	0000003484
Date	Oct 5, 2021
Book Page	240/1288
Instrument	21003484

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 795 River Ln was $2,418.

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00 Additional exemption filed	$131,425 (-) Land $6,100 Building $125,325
2024	$2,418.00 (+0.12%) Additional exemption filed	$131,425 (-) Land $6,100 Building $125,325
2023	$2,415.00 (+13.59%) Additional exemption filed	$131,425 (+34.76%) Land $6,100 Building $125,325	$641,800 (+64.52%) Land $140,500 Building $501,300
2022	$2,126.00	$97,525 Land $9,300 Building $88,225	$390,100 Land $37,200 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 795 River Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 River Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on River Ln

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