DeKalb County property record for 795 Plank Rd, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 2005 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,500 (Nov 2005) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-10-126-095.000-008 |
| Primary APN | 17-06-10-126-095.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,672 sqft (0.245 acres) |
| Lot Dimensions | 137 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310610126095 |
|---|---|
| Street Address | 795 PLANK RD |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY VILLAGE SEC II LOT #76 |
| Legal Subdivision | COUNTRY VILLAGE |
| Legal Lot Number | 76 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20200 |
Source: DeKalb County records · APN 17-06-10-126-095.000-008
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 795 PLANK RD, WATERLOO, IN 46793-9363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Mar 01, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SVCS |
| May 20, 2019 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 01, 2005 · Amount on Record |
| Deed Sale | Nov 01, 2005 · Amount on Record |
| Deed Document Number | 20058760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 795 PLANK RD, WATERLOO, IN 46793-9363 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 795 PLANK RD, WATERLOO, IN 46793-9363 |
| Document Number | 0202203421 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 202203421 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 795 PLANK RD, WATERLOO, IN 46793-9363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201701032 |
|---|---|
| Date | Mar 01, 2017 |
| Instrument | 201701032 |
| Name | CARRINGTON MORTGAGE SVCS |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 795 PLANK RD, WATERLOO, IN 46793-9363 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201902162 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 201902162 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IN 46793 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 03, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 (-2.76%) | $182,100 (+7.37%) Land $30,500 Building $151,600 | $182,100 (+7.37%) Land $30,500 Building $151,600 |
| 2024 | $1,702.00 (+3.78%) | $169,600 (-0.06%) Land $27,700 Building $141,900 | $169,600 (-0.06%) Land $27,700 Building $141,900 |
| 2023 | $1,640.00 (+0.18%) | $169,700 (+4.05%) Land $27,100 Building $142,600 | $169,700 (+4.05%) Land $27,100 Building $142,600 |
| 2022 | $1,637.00 Homeowner's exemption | $163,100 Land $25,400 Building $137,700 | $163,100 Land $25,400 Building $137,700 |
Source: FEMA National Flood Hazard Layer, DeKalb County (18033C), as of July 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180330202003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company, Defiance Holdings, Lakeland Internet.
Based on FCC filings for 67 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5217007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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