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795 Oconnor St, Smithville, TN 37166 Property Records

DeKalb County property record for 795 Oconnor St, Smithville, TN 37166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,318 sqft · built 2025
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Oct 2025)
Deeds & MortgagesJul 2026 Construction Loan
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN021064N D 00400

Property Details

APN / Parcel Number

Primary APN021064N D 00400
Alternative APN
  • 064N D 00400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,318 sqft Living Area
1st Floor Area1,318 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
TerrainRolling
PorchSlab
Porch Area490 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address795 OCONNOR ST
CitySMITHVILLE
StateTN
Zip37166-2260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMYLES PLACE
Legal Lot Number1
JurisdictionDE KALB TN
Township / Civil Division7
Census Block Group3
Census Block3028
Census Tract920201

Owner

Source: DeKalb County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1511 HEARTHSONG DR, MANTECA, CA 95337-8491
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Construction Mortgage
BANK TRUST
Oct 2, 2025Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Deed Document Number2025221099
Deed Book / Page604 / 395
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB TN
Recording DateJul 8, 2026
Property Address795 OCONNOR ST, SMITHVILLE, TN 37166-2260
Document Number0000225331
Book / Page625 / 404
Instrument DateJun 29, 2026
Instrument2026225331
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address250 WILLOW OAK DR, SMITHVILLE, TN 37166-2992

Mortgage

Document Number0000225331,
DateJul 8, 2026
Book Page625/404
Instrument2026225331
Lender
NameBANK TRUST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term24 Months
DueJun 29, 2028
Interest
Rate6.53%
Max Rate-1%

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDE KALB TN
Recording DateOct 2, 2025
Property Address795 OCONNOR ST, SMITHVILLE, TN 37166-2260
Document Number0006040395
Book / Page604 / 395
Instrument DateOct 1, 2025
Instrument221099
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
Tax$12.03
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1511 HEARTHSONG DR, MANTECA, CA 95337-8491

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyDeKalb County
MunicipalitySmithville City
Unified School DistrictDeKalb County School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$39,550 (+1,03%) Land $3,500 Building $36,050
2024$3,500 Land $3,500
2021$158,200 Land $14,000 Building $144,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMITHVILLE WATER SYSTEM
serves 7,049 people · EPA ID TN0000637
Water SourceSurface water
Last State InspectionJun 2025
Also Mapped HereDEKALB UTILITY DISTRICT #1
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
DeKalb Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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