Clatsop County property record for 795 N Spruce St, Cannon Beach, OR 97110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,612 sqft · built 1995 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $12,610 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51020BC00500 |
| Primary APN | 51020BC00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,612 sqft Living Area |
| Gross Area | 5,262 sqft |
| 1st Floor Area | 2,306 sqft |
| Basement Area | 2,306 sqft |
| Finished Basement | 2,306 sqft |
| Family Room | Family Room |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 2,554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 127 sqft |
| Patio Area | 674 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 5343 |
|---|---|
| Street Address | 795 N SPRUCE ST |
| City | CANNON BEACH |
| State | OR |
| Zip | 97110-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RVL |
| Legal Description | SEC:20BC SEC/TWN/RNG/MER:SEC 20 TWN 05 RNG 10 |
| Legal Range | 10 |
| Legal Township | 05 |
| Legal Section | 20 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SW |
| Legal Subdivision | PARTITION 1998-005 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | SEASIDE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 951100 |
Source: Clatsop County records, as of November 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 621 NE HAZELFERN PL, PORTLAND, OR 97232-2621 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Aug 3, 2021 | Warranty Deed, Transfer |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 |
| Deed Sale | Aug 3, 2021 |
| Prior Sale | May 4, 2011 |
| Deed Document Number | 202107773 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 795 N SPRUCE ST, CANNON BEACH, OR 97110-3204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000010239 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 202110239 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 30, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Aug 3, 2021 |
| Property Address | 795 N SPRUCE ST, CANNON BEACH, OR 97110-3204 |
| Document Number | 0000007773 |
| Map Reference | MB3 PG74 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 202107773 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 621 NE HAZELFERN PL, PORTLAND, OR 97232-2621 |
| Name | Verified Name |
|---|---|
| Address | 621 NE HAZELFERN PL, PORTLAND, OR 97232-2621 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 795 N SPRUCE ST, CANNON BEACH, OR 97110-3204 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000002918 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202002918 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Cannon Beach City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,610.00 (+12.07%) | $1,016,209 (+6.09%) | $2,014,398 (-29.25%) Building $2,014,398 |
| 2023 | $11,252.00 (+2.67%) | $957,876 (+3%) | $2,847,135 (+9.44%) Land $674,634 Building $2,172,501 |
| 2022 | $10,959.00 | $929,977 | $2,601,608 Land $613,303 Building $1,988,305 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 174 units insured incl. 33 condo units |
| Nearby Flood Claims | 17 (1981–2024) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CANNON BEACH serves 1,710 people · EPA ID OR4100164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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