795 Mount Carmel Rd, Dubuque, IA 52003 Property Records

Dubuque County property record for 795 Mount Carmel Rd, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,122 sqft · built 1979
Lot Size	0.413 acres (18,000 sqft)
Owner	Company Name on Record
Last Sale	$392,000 (Jan 2018)
Tax Bill	$6,186 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-277-017`

Property Details

APN / Parcel Number

Primary APN	`10-36-277-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft
Basement Area	2,122 sqft
Finished Basement	570 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Porch	Open Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	795 MOUNT CARMEL RD
City	DUBUQUE
State	IA
Zip	52003-7943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-1-2-2 OF MIN LOT 38 & LOT 2-4 LINHEINS SUB
Legal Subdivision	BRYANT
Legal Lot Number	1-4,38 1
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1015
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	795 MOUNT CARMEL RD, DUBUQUE, IA 52003-7943
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK
Jan 9, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	0000000274
Last Transfer Date	Nov 27, 2024
Transfer Doc	0000011430
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	795 MOUNT CARMEL RD, DUBUQUE, IA 52003-7943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004804
Date	Apr 21, 2020
Instrument	2020-00004804

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 9, 2018
Property Address	795 MOUNT CARMEL RD, DUBUQUE, IA 52003-7943
Document Number	0000000274
Instrument Date	Jan 8, 2017
Instrument	2018-00000274
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	795 MOUNT CARMEL RD, DUBUQUE, IA 52003-7943

Mortgage

Document Number	0000000275
Date	Jan 9, 2018
Instrument	2018-00000275

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,200 (+8.36%) Land $75,000 Building $402,200	$477,200 (+8.36%) Land $75,000 Building $402,200
2024	$6,186.00 (+4.07%)
2023		$440,400 (+24.56%) Land $69,600 Building $370,800	$440,400 (+24.56%) Land $69,600 Building $370,800
2022	$5,944.00 Homeowner's exemption	$353,560 Land $64,260 Building $289,300
2021			$353,560 Land $64,260 Building $289,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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