795 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 795 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,389 sqft · built 2018
Lot Size	0.253 acres (11,007 sqft)
Owner	Individual Name on Record
Last Sale	$920,000 (Jul 2023)
Tax Bill	$11,442 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`412329251005`

Property Details

APN / Parcel Number

Primary APN	`412329251005`
Alternative APNs	`00952601926905` `10004711562`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,389 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	2,389 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Tile
Lot Area	11,007 sqft (0.253 acres)
Garage Type	Attached
Garage Area	651 sqft
Driveway	Driveway
Driveway Area	933 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	322 sqft
Porch	Slab
Porch Area	469 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601926905
Street Address	795 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK283 LT 9 748/2054-56 AFF2293/638-DFV 2313/1257 2313/1261 4034/4 4179/945 4277/425 3289799
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	283
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 331, FOX LAKE, IL 60020-0331
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jan 29, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA
Mar 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on Record
Deed Sale	Jul 12, 2023 · Amount on Record
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	20233289799
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 12, 2023
Property Address	795 MONACO DR, PUNTA GORDA, FL 33950-8017
Document Number	0003289799
Map Reference	MB 8 PG 20A-20Z5
Instrument Date	Jul 7, 2023
Instrument	3289799
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	BURNT STORE TITLE LLC, BURNT STORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1329, WILDWOOD, FL 34785-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 331, FOX LAKE, IL 60020-0331

Mortgage

Document Number	0003289800
Date	Jul 12, 2023
Instrument	3289800

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 29, 2018
Property Address	795 MONACO DR, PUNTA GORDA, FL 33950-8017
Document Number	0042770425
Book / Page	004277 / 000425
Instrument Date	Jan 24, 2018
Instrument	2582934
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 MONACO DR PUNTA GORDA FL 33950, PUNTA GORDA, FL 33950

Mortgage

Document Number	42770426
Date	Jan 29, 2018
Book Page	004277/000426
Instrument	2582935

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 22, 2017
Property Address	795 MONACO DR, PUNTA GORDA, FL 33950-8017
Document Number	0041790945
Book / Page	004179 / 000945
Instrument Date	Feb 22, 2017
Instrument	2509212
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24630 SANDHILL BLVD #301 PUNTA GORDA FL 339835229, 301, PUNTA GORDA, FL 33983-5229

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,442.00 (+44.32%)	$688,525 (+34.77%) Land $97,750 Building $590,775	$688,525 (+2.62%) Land $97,750 Building $590,775
2023	$7,928.00 (+1.65%) Homeowner's exemption Widower's exemption	$510,889 (+3%)	$670,942 (+16.65%) Land $100,000 Building $570,942
2022	$7,799.00 Homeowner's exemption Widower's exemption	$496,009	$575,157 Land $76,500 Building $498,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ethx Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Ripple Fiber.

Nearby Properties on Monaco Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures