795 Memory Ln, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 795 Memory Ln, Boulder Creek, CA 95006

Property Summary

Property TypeRecreational Vacant Land
Details2 bd · 1 ba · 3,344 sqft · built 1935
Lot Size6.44 acres (280,744 sqft)
OwnerTrust Name on File
Last Sale$620,000 (Jun 2015)
Tax Bill$9,403 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN086-071-09

Property Details

APN / Parcel Number

Primary APN086-071-09
Alternative APN
  • 086-071-09-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area3,344 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area280,744 sqft
Garage TypeAttached
Garage Area1,000 sqft
Parking Spaces2 Parking Spaces
Deck Area408 sqft
Patio Area408 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address795 MEMORY LN
CityBOULDER CREEK
StateCA
Zip95006-9140
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1027
Census Tract120500

Owner

Source: Santa Cruz County records · APN 086-071-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address320 HARBOR DR, SANTA CRUZ, CA 95062-2612
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
May 03, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2015 · Amount on Record
Deed SaleJun 18, 2015 · Amount on Record
Deed Document Number201524385
Last Transfer DateFeb 19, 2017
Transfer Doc0000014725
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address795 MEMORY LN, BOULDER CREEK, CA 95006-9140
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 HARBOR DR, SANTA CRUZ, CA 95062-2612

Mortgage

Document Number0000037758
DateSep 23, 2020
Instrument2020-0037758
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 03, 2017
Property Address795 MEMORY LN, BOULDER CREEK, CA 95006-9140
Document Number0000014725
Instrument DateFeb 19, 2017
Instrument14725
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address320 HARBOR DR SANTA CRUZ CA 950622612, SANTA CRUZ, CA 95062-2612

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$792,384 (+3.02%) Land $532,035 Building $260,349
2025$9,403.00 (+10.6%)$769,176 (+10.72%) Land $521,603 Building $247,573
2023$8,502.00 (+2.41%)$694,726 Land $501,349 Building $193,377$748,890
2022$8,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20
Ridge Wireless
Fixed Wireless
85 / 40

May also be available: Xfinity.

Based on FCC filings for 4 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBIG BASIN WATER COMPANY
private · serves 1,120 people
Water SourceGroundwater
Last State InspectionJul 2024
Lead12 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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