795 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 795 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 3,956 sqft · built 1931
Lot Size	0.264 acres (11,543 sqft)
Owner	Individual Name on File
Last Sale	$375,010 (Nov 2021)
Tax Bill	$8,170 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-0069-0047-00`

Property Details

APN / Parcel Number

Primary APN	`215-0069-0047-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,956 sqft Finished Area
1st Floor Area	1,595 sqft
2nd Floor Area	1,595 sqft
Attic	Attic
Attic Area	766 sqft
Basement Area	1,595 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,543 sqft (0.264 acres)
Lot Dimensions	178 ft deep x 63 ft wide
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	795 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-1449
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	795 LUDLOW AVE 63 X 178.81 LOT 333 ISAAC BATES EST
Legal Subdivision	ISAAC BATES ESTATE
Legal Lot Number	333
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	7200

Owner

795 Ludlow Ave, a duplex, is owned and occupied by an individual who bought it in November 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	795 LUDLOW AVE APT 2, 2, CINCINNATI, OH 45220-1450
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2021 · Amount on File
Deed Sale	Nov 8, 2021 · Amount on File
Prior Sale	Mar 31, 2014
Deed Document Number	0000135090
Deed Book / Page	14540 / 778
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 8, 2021
Property Address	795 LUDLOW AVE, CINCINNATI, OH 45220-1449
Document Number	0000135090
Book / Page	14540 / 778
Instrument Date	Nov 1, 2021
Instrument	2021-0135090
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	795 LUDLOW AVE, CINCINNATI, OH 45220-1449

Mortgage

Document Number	0000135091
Date	Nov 8, 2021
Instrument	2021-0135091

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 795 Ludlow Ave was $8,170, up 2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,170.00 (+2%)	$131,254 (-) Land $36,075 Building $95,179
2024	$8,010.00 (-1.45%)	$131,254 (-) Land $36,075 Building $95,179
2023	$8,128.00 (-3.49%)	$131,254 (+17%) Land $36,075 Building $95,179	$375,010 Land $103,070 Building $271,940
2022	$8,422.00 Homeowner's exemption	$112,182 Land $32,277 Building $79,905
2020			$320,520 Land $92,220 Building $228,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 795 Ludlow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Ludlow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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