795 Joy Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 795 Joy Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,108 sqft · built 2006
Lot Size	0.344 acres (15,005 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jan 2008)
Tax Bill	$15,638 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-062-47-00`

Property Details

APN / Parcel Number

Primary APN	`221-062-47-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,108 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	15,005 sqft (0.344 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	795 JOY CT
City	SAN MARCOS
State	CA
Zip	92078-4100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 8 TR 014683
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	014683
Legal Block	2
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	20026

Owner

795 Joy Ct is owned and occupied by two individuals who bought it in January 2008.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	795 JOY CT, SAN MARCOS, CA 92078-4100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2008 · Amount on File
Deed Sale	Jan 30, 2008 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	200846714
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	795 JOY CT, SAN MARCOS, CA 92078-4100
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 JOY CT, SAN MARCOS, CA 92078-4100

Mortgage

Document Number	0000508216
Date	Jul 16, 2021
Instrument	2021-0508216

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	795 JOY CT, SAN MARCOS, CA 92078-4100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000377006
Date	Jul 15, 2020
Instrument	2020-0377006

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 795 Joy Ct was $15,638 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,064,847 (+2%) Land $331,870 Building $732,977
2025	$15,638.00 Homeowner's exemption	$1,043,968 Land $325,363 Building $718,605
2023	$14,180.00 (+2.92%) Homeowner's exemption	$1,003,431 Land $312,730 Building $690,701
2022	$13,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 795 Joy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Joy Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cox Communications, T-Mobile, Verizon.

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