795 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 795 Harbor Blvd, Destin, FL 32541

Property Summary

Property TypeRestaurant
Details3,404 sqft · built 1996
Lot Size0.825 acres (35,935 sqft)
Owner2 Individual Names on File
Tax Bill$8,422 (2025)
Deeds & MortgagesJan 2018 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-589-7073-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-7073-2
Alternative APNs
  • 00-2S-22-0701-000I-001B
  • 22S2000701000I001B

Interior

Plumbing Fixtures10 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area3,404 sqft Gross Area
1st Floor Area2,160 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGambrel
Roof MaterialBuilt-Up Asphalt
Lot Area35,935 sqft (0.825 acres)
Lot Width100 ft Width

Exterior Amenities

PorchOpen/Unfinished Porch
Porch Area510 sqft
Patio Area498 sqft
Canopy155 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address795 HARBOR BLVD
CityDESTIN
StateFL
Zip32541-2522
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionEAST PASS 2ND ADD REVISED LOTS 6 & 7 BLK I & 100 FT X 100 FT N OF N LOT LINE OF LOTS 6 & 7 & FROM NW COR LOT 6 N13 DEG E35 FT N76 DEG W169.83 FT S13 DEG W35 FT S76 DEG E169.83 FT TO POB
Legal SubdivisionEAST PASS 2ND ADD
Legal BlockI
Legal Lot Number1B
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1011
Census Tract23307

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 80615, INDIANAPOLIS, IN 46280-0615
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 4, 2008
Transfer Doc0028383043
Record UpdatedJun 8, 2026

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJan 22, 2018
Property Address795 HARBOR BLVD, DESTIN, FL 32541-2522
Document Number0033340726
Book / Page003334 / 000726
Instrument DateJan 18, 2018
Instrument3183796
Transaction TypeTransfer
Record UpdatedFeb 1, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$15,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address139 DOMINICA CT MIRAMAR BEACH FL 325508038, MIRAMAR BEACH, FL 32550-8038

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,422.00 (+10.26%)$757,861 (+2.64%) Land $612,612 Building $145,249$757,861 (+2.64%) Land $612,612 Building $145,249
2023$7,638.00 (+5.76%)$738,382 (+4.21%) Land $577,500 Building $160,882$738,382 (+4.21%) Land $577,500 Building $160,882
2022$7,222.00$708,559 Land $550,000 Building $158,559$708,559 Land $550,000 Building $158,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims96 (1982–2014)
Claims Outside the SFHA50 of 96
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Frances, Sep 2004 · 39 claims
  • Hurricane Georges, Sep 1998 · 9 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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