795 Golden Rd, Tryon, NC 28782 Property Records

Polk County property record for 795 Golden Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,157 sqft · built 2012
Lot Size	4.34 acres (189,050 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Nov 2023)
Tax Bill	$3,065 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P75-29`

Property Details

APN / Parcel Number

Primary APN	`P75-29`
Alternative APN	`56155`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,157 sqft Finished Area
Basement Area	1,157 sqft
Unfinished Basement	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stone
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	189,050 sqft (4.34 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	56155
Street Address	795 GOLDEN RD
City	TRYON
State	NC
Zip	28782-0049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	LOT # 22, 0S08A STONEY BROOK 09
Legal Subdivision	STONEY BROOK
Legal Lot Number	22
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1024
Census Tract	920104

Owner

795 Golden Rd is owned by two individuals who bought it in November 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5382 DOMINICA CIR, SARASOTA, FL 34233-3817
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST CO INC
Jun 29, 2018	Warranty Deed, Transfer MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Book / Page	481 / 2337
Prior Transfer Date	Nov 2, 2004
Prior Transfer Doc	0320000922
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 21, 2023
Property Address	795 GOLDEN RD, TRYON, NC 28782-0049
Document Number	00481/2337
Book / Page	481 / 2337
Map Reference	SL A-243
Instrument Date	Nov 13, 2023
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 P ST, WASHOUGAL, WA 98671-9173

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5382 DOMINICA CIR, SARASOTA, FL 34233-3817

Mortgage

Document Number	00481/2340
Date	Nov 21, 2023
Book Page	481/2340

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	795 GOLDEN RD, TRYON, NC 28782-0049
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	462/1473
Date	Aug 26, 2021
Book Page	462/1473

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	795 GOLDEN RD, TRYON, NC 28782-0049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427/0004
Date	Jun 7, 2017
Book Page	427/0004
Instrument	004649720011

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 29, 2018
Property Address	795 GOLDEN RD, TRYON, NC 28782-0049
Document Number	000434/897
Book / Page	434 / 897
Instrument Date	Jun 25, 2018
Instrument	004708130003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 GOLDEN RD, TRYON, NC 28782-0049

Mortgage

Document Number	0000000434/0000000900
Date	Jun 29, 2018
Book Page	0000000434/0000000900
Instrument	004708140016

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	175 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 795 Golden Rd was $3,065.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,065.00	$586,412 (-) Land $78,400 Building $508,012	$586,412 (-) Land $78,400 Building $508,012
2025	$3,065.00	$586,412 Land $78,400 Building $508,012	$586,412 Land $78,400 Building $508,012
2023	$2,428.00	$381,430 Land $55,050 Building $326,380
2021			$381,430 Land $55,050 Building $326,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 795 Golden Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Golden Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Skyrunner Fixed Wireless	500 / 250

Cell Coverage

4G LTE only, no 5G reported

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