NATIONS TITLE AGENCY/KS INC, NATIONS TITLE AGENCY INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Mortgage
Document Number
0000032178
Date
Oct 31, 2024
Instrument
2024032178
Lender
Name
TOYOTA FINANCIAL SAVINGS BANK
Type
Funding / Finance Company
Address
HENDERSON, NV 89074
Agreement
Type
Stand-Alone Second Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2054
May 2026: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
May 12, 2026
Property Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Document Number
0000014871
Instrument Date
Apr 18, 2026
Instrument
202614871
Transaction Type
Transfer
Record Updated
Jun 2, 2026
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$194,425.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Investor
Possibly a Property Investor
Mortgage
Document Number
0000014872,
Date
May 12, 2026
Instrument
202614872
Lender
Name
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jun 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.38%
Initial Type
Fixed Rate
Max Rate
-1%
Mortgage
Document Number
0000014873,
Date
May 12, 2026
Instrument
202614873
Lender
Name
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
20 Months
Due
Jun 1, 2046
Interest
Rate
6.38%
Max Rate
-1%
November 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Transaction Type
Mortgage
Record Updated
Jul 25, 2022
Title Company
FIDELITY TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1080 NEWSOM SPRINGS RD, ARROYO GRANDE, CA 93420-3618
Mortgage
Document Number
0000068741
Date
Nov 24, 2020
Instrument
2020068741
Lender
Name
COMMUNITY BANK OF SANTA MARIA
Type
Bank
Address
SANTA MARIA, CA 93456
Agreement
Type
Construction Mortgage
Amount
Amount on Record
January 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jan 20, 2022
Property Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Document Number
0000002894
Map Reference
MB A PG 63
Instrument Date
Nov 22, 2021
Instrument
2022002894
Transaction Type
Transfer
Record Updated
Aug 17, 2023
Title Company
AMERICAN SW TITLE, AMERICAN COAST TITLE
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Mortgage
Document Number
0000002895
Date
Jan 20, 2022
Instrument
2022002895
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Feb 1, 2052
March 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Document Number
0000015684
Instrument Date
Mar 23, 2020
Transaction Type
Mortgage
Record Updated
Apr 30, 2020
Title Company
FIDELITY NATIONAL TITLE, FIDELITY TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
795 E CHERRY AVE ARROYO GRANDE CA 934203512, ARROYO GRANDE, CA 93420-3512
Mortgage
Document Number
0000015684
Date
Mar 31, 2020
Instrument
15684
Lender
Name
COMMUNITY BK/SANTA MARIA
Type
Bank
Address
SANTA MARIA, CA 93456
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
120 Months
Due
Mar 30, 2030
Interest
Rate Type
Adjustable Rate
July 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jul 27, 2018
Property Address
795 E CHERRY AVE, ARROYO GRANDE, CA 93420-3512
Document Number
0000031183
Instrument Date
Jun 27, 2018
Instrument
31183
Transaction Type
Transfer
Record Updated
Aug 6, 2018
Title Company
FIDELITY NATIONAL TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$456.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
795 E CHERRY AVE ARROYO GRANDE CA 934203512, ARROYO GRANDE, CA 93420-3512
Mortgage
Document Number
31185
Date
Jul 27, 2018
Instrument
31185
Lender
Name
ANTHONY & ROSEMARIE JANOWICZ
Address
447 LIERLY LN, ARROYO GRANDE, CA 93420-3508
Special Notes
Seller Financed
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 795 E Cherry Ave was $10,115, up 3.3% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
Municipality
Arroyo Grande City
County
San Luis Obispo County
Unified School District
Lucia Mar Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$965,883 (+2%)Land $425,298Building $540,585
2025
$10,115.00 (+3.26%)
$946,945Land $416,959Building $529,986
2024
$9,796.00 (+1.17%)
2023
$9,683.00 (+1.54%)
$910,176Land $400,769Building $509,407
2022
$9,536.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 795 E Cherry Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
8 in force
Nearby Flood Claims
2 (1998–2021)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Mar 2021 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 795 E Cherry Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF ARROYO GRANDE UTILITIES DIVISION serves 17,963 people · EPA ID CA4010001
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2023
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Surfnet Communications, T-Mobile.