San Bernardino County property record for 795 E 40th St, San Bernardino, CA 92404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,553 sqft · built 1963 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Sep 2021) |
| Tax Bill | $6,314 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 6 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0154-571-16-0000 |
| Primary APN | 0154-571-16-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,553 sqft Living Area |
| Gross Area | 1,953 sqft |
| 1st Floor Area | 1,553 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 795 E 40TH ST |
|---|---|
| City | SAN BERNARDINO |
| State | CA |
| Zip | 92404-1448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6053 LOT 16 |
| Legal Subdivision | TRACT NO 6053 |
| Legal Tract | 6053 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | SAN BERNARDINO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5101 |
Source: San Bernardino County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Sep 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 30, 2021 | Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on Record |
| Deed Sale | Sep 30, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2013 · Amount on Record |
| Deed Document Number | 2021447644 |
| Prior Transfer Date | Sep 12, 2007 |
| Prior Transfer Doc | 0000534474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 4, 2026 |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000140425 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026140425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000140425, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026140425 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 1, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000217428 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025-0217428 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CORAL SPRINGS, FL 33065 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000447647 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-0447647 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 30, 2021 |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000447644 |
| Map Reference | MB 82 PG 86&87 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021-0447644 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000447645 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-0447645 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0000447646 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-0447646 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000232485 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 2018-0232485 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014160 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020-0014160 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000119516 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC |
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST SAN BERNARDINO CA 924041448, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000119516 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 119516 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 795 E 40TH ST, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000132763 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | TSI TITLE COMPANY, TSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 795 E 40TH ST SAN BERNARDINO CA 924041448, SAN BERNARDINO, CA 92404-1448 |
| Document Number | 0000132763 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 132763 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2049 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | San Bernardino City |
| Unified School District | San Bernardino City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $503,331 (+2%) Land $151,000 Building $352,331 | |
| 2025 | $6,314.00 (+4.71%) Homeowner's exemption | $493,462 (+4.04%) Land $148,039 Building $345,423 |
| 2023 | $6,030.00 (-0.23%) Homeowner's exemption | $474,300 Land $142,290 Building $332,010 |
| 2022 | $6,044.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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