795 Dow Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 795 Dow Rd, Bridgewater, NJ 08807

Property Summary

Property TypeSingle Family Home
Details3,060 sqft · built 1986
Lot Size1.13 acres (49,658 sqft)
Owner2 Individual Names on Record
Last Sale$1,050,000 (Dec 2025)
Tax Bill$18,428 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00455-0000-00018

Property Details

APN / Parcel Number

Primary APN06-00455-0000-00018
Alternative APNs
  • 060045500018
  • S001

Interior

Building Area3,060 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area49,658 sqft

Location & Zoning

Account NumberS001
Street Address795 DOW RD
CityBRIDGEWATER
StateNJ
Zip08807-1168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal SubdivisionPETERS BROOK
Legal Block455
Legal Lot Number18
JurisdictionSOMERSET NJ
Township / Civil DivisionBRIDGEWATER
Census Block Group2
Census Block2019
Census Tract50802

Owner

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address795 DOW RD, BRIDGEWATER, NJ 08807-1168
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 16, 2025Deed, Transfer · Conventional Mortgage
KEYSTONE FUNDING INC
Feb 27, 2024Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2025 · Amount on Record
Deed SaleDec 16, 2025 · Amount on Record
Prior SaleSep 1, 1993 · Amount on Record
Deed Document Number202535516
Deed Book / Page7655 / 2954
Prior Transfer DateFeb 15, 2024
Prior Transfer Doc0000004713
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address795 DOW RD, BRIDGEWATER, NJ 08807-1168
Transaction TypeMortgage
Record UpdatedDec 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 DOW RD, BRIDGEWATER, NJ 08807-1168

Mortgage

Document Number0000026150
DateSep 22, 2025
Book Page7640/25
Instrument2025026150
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateDec 16, 2025
Property Address795 DOW RD, BRIDGEWATER, NJ 08807-1168
Document Number0000035516
Book / Page7655 / 2954
Instrument DateDec 16, 2025
Instrument2025035516
Transaction TypeTransfer
Record UpdatedDec 30, 2025
Title CompanyEMERALD TITLE INC, EMERALD TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 STABLE LN, FLEMINGTON, NJ 08822-1598

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address795 DOW RD, BRIDGEWATER, NJ 08807-1168

Mortgage

Document Number0000035517
DateDec 16, 2025
Instrument2025035517
Lender
NameKEYSTONE FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSOMERSET NJ
Recording DateFeb 27, 2024
Property Address795 DOW RD, BRIDGEWATER, NJ 08807-1168
Document Number0000004713
Book / Page7546 / 1516
Instrument DateFeb 15, 2024
Instrument2024004713
Transaction TypeTransfer
Record UpdatedMar 8, 2024
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address795 DOW RD, BRIDGEWATER, NJ 08807-1168

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 DOW RD, BRIDGEWATER, NJ 08807-1168

Tax Assessment & Valuation

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBridgewater Township
Unified School DistrictBridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,017,500 (+6.51%) Land $382,000 Building $635,500$1,017,500 (+6.51%) Land $382,000 Building $635,500
2025$18,428.00 (-1.58%)$955,300 (+8.61%) Land $377,000 Building $578,300$955,300 (+8.61%) Land $377,000 Building $578,300
2024$18,723.00 (+12.51%)
2023$879,600 (+8.51%) Land $377,000 Building $502,600$879,600 (+8.51%) Land $377,000 Building $502,600
2022$16,641.00 (+0.96%)$810,600 Land $377,000 Building $433,600$810,600 Land $377,000 Building $433,600
2021$16,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Dow Rd

Nearby Streets

Search Property Records by Address or Parcel Number