795 Crosstower Dr, Winter Haven, FL 33880 Property Records

Polk County property record for 795 Crosstower Dr, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,542 sqft · built 2023
Lot Size1.59 acres (69,374 sqft)
OwnerCompany Name on File
Last Sale$400,000 (May 2023)
Tax Bill$3,751 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Sep 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-31-000000-043220

Property Details

APN / Parcel Number

Primary APN26-28-31-000000-043220
Alternative APNs
  • 312826000000043220
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,542 sqft Living Area
Gross Area2,118 sqft
1st Floor Area1,542 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area69,374 sqft
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area576 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address795 CROSSTOWER DR
CityWINTER HAVEN
StateFL
Zip33880-1760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED APPEARS IN ERROR* COM NW COR NW1/4 OF SW1/4 E 289.50 FT S 50 FT TO S R/W LINE CO RD 540 E 150.10 FT TO POB E 150.28 FT S 510.31 FT NWLY ALONG CURVE 196.32 FT N 381.42 FT TO POB LESS COM NW COR OF NW1/4 OF SW1/4 RUN N89-49-32E 467.88 FT S00-26-18
Legal Range26E
Legal Township28S
Legal Section31
Legal SubdivisionCABIN LOTS
Legal Tract000000
Legal Block3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3021
Census Tract13802

Owner

795 Crosstower Dr is owned by a company that bought it in May 2023.

Source: Polk County records, as of October 6, 2026

Owner of RecordCompany Name on File
Mailing Address4000 N FRONTAGE RD, PLANT CITY, FL 33565-2543
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 10, 2021Deed of Trust, Mortgage · Construction Mortgage
SOUTH STATE BANK NA
Jul 9, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2023 · Amount on File
Deed SaleMay 30, 2023 · Amount on File
Prior SaleJul 9, 2018 · Amount on File
Deed Document Number2023125259
Deed Book / Page12708 / 867
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 30, 2023
Property Address795 CROSSTOWER DR, WINTER HAVEN, FL 33880-1760
Document Number0000125259
Book / Page12708 / 867
Instrument DateMay 25, 2023
Instrument2023125259
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyNOT AVAILABLE, GREEN LINE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4000 N FRONTAGE RD, PLANT CITY, FL 33565-2543

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address795 CROSSTOWER DR, WINTER HAVEN, FL 33880-1760

Mortgage

Document Number0012708872
DateMay 30, 2023
Instrument12708/872
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address795 CROSSTOWER DR, WINTER HAVEN, FL 33880-1760
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyMARKET PLACE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 N FRONTAGE RD, PLANT CITY, FL 33563-9188

Mortgage

Document Number0000236402
DateSep 10, 2021
Book Page11886/1016
Instrument2021236402
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressLAKELAND, FL 33801
Agreement
TypeConstruction Mortgage
AmountAmount on Record

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 9, 2018
Property Address795 CROSSTOWER DR, WINTER HAVEN, FL 33880-1760
Document Number0105420410
Book / Page010542 / 000410
Instrument DateJun 29, 2018
Instrument145111
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$136.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4000 N FRONTAGE RD PLANT CITY FL 335652543, PLANT CITY, FL 33565-2543

Tax Assessment & Valuation

The 2025 property tax bill for 795 Crosstower Dr was $3,751.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,209 (-1.35%) Land $35,941 Building $250,268$286,209 (-1.35%) Land $35,941 Building $250,268
2025$3,751.00$290,122 Land $35,941 Building $254,181$290,122 Land $35,941 Building $254,181
2023$611.00 (+71.15%)$34,787 (+20.73%) Land $34,787$34,787 (+20.73%) Land $34,787
2022$357.00$28,814 Land $28,814$28,814 Land $28,814

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 795 Crosstower Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2023 · Hurricane Idalia

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Crosstower Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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