795 Creekside Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 795 Creekside Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,770 sqft · built 2016
Lot Size	0.362 acres (15,808 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Sep 2016)
Tax Bill	$4,548 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-31887.00`

Property Details

APN / Parcel Number

Primary APN	`053-31887.00`
Alternative APN	`0306 04000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,770 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	530 sqft
Unfinished Basement	530 sqft

Exterior

Year Built	Built 2016
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	15,808 sqft (0.362 acres)
Lot Dimensions	155 ft deep x 102 ft wide
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0306 04000
Street Address	795 CREEKSIDE DR
City	LANCASTER
State	OH
Zip	43130-1090
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ESTATES PH 3 LOT 134
Legal Subdivision	CREEKSIDE ESTATES
Legal Phase	3
Legal Lot Number	134
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1037
Census Tract	31401

Owner

795 Creekside Dr is owned and occupied by two individuals who bought it in September 2016.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	795 CREEKSIDE DR, LANCASTER, OH 43130-1090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2016 · Amount on File
Deed Sale	Sep 27, 2016 · Amount on File
Prior Sale	Jul 13, 2009 · Amount on File
Deed Document Number	201600017143
Deed Book / Page	1720 / 1465
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	795 CREEKSIDE DR, LANCASTER, OH 43130-1090
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003559
Date	Feb 16, 2022
Instrument	202200003559

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	795 CREEKSIDE DR, LANCASTER, OH 43130-1090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018761
Date	Oct 6, 2017
Book Page	1749/2554
Instrument	201700018761

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	795 CREEKSIDE DR, LANCASTER, OH 43130-1090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025935
Date	Nov 17, 2020
Instrument	202000025935

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,190 Land $19,970 Building $148,220	$480,550 Land $57,070 Building $423,480
2023	$4,548.00	$122,430 (-) Land $10,310 Building $112,120
2022		$122,430 Land $10,310 Building $112,120	$349,800 Land $29,450 Building $320,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 795 Creekside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 795 Creekside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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