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795 Cottage St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 795 Cottage St, Pawtucket, RI 02861 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1890
Square Footage2,487 sqft Living Area
Lot Size11,721 sqft (0.269 acres)
OccupancyOwner Occupied
Last Sale$410,000 (2021)
Tax Bill$6,586.00 (2025)

Property Details

APN / Parcel Number

Primary APNPAWT M:03 L:0427
Alternative APNs
  • 030427
  • 30427

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Building Area2,487 sqft Living Area
Gross Area4,134 sqft Gross Area
1st Floor1,418 sqft 1st Floor
Basement Area1,136 sqft Basement
Unfinished Basement1,136 sqft Unfinished
Game RoomGame Room
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,721 sqft (0.269 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number30427
Street Address795 COTTAGE ST
CityPAWTUCKET
StateRI
Zip02861-1360
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Lot Number427
JurisdictionPAWTUCKET RI
Minor Civil DivisionPAWTUCKET
Census Blockgroup4
Census Block4007
Census Tract15700

Owner

Source: Pawtucket City records · APN PAWT M:03 L:0427

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address795 COTTAGE ST, PAWTUCKET, RI 02861-1360
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SHAMROCK HOME LOANS
Feb 17, 2018Deed of Trust, Mortgage · Line of Credit
PAWTUCKET CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Deed Doc Number202158
Deed Book / Page4737 / 103
Record RefreshedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateAug 24, 2021
Property Address795 COTTAGE ST, PAWTUCKET, RI 02861-1360
Document Number4737-103
Book / Page4737 / 103
Instrument DateAug 24, 2021
Instrument58
Transaction TypeTransfer
Record UpdatedSep 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address125 GENERAL ST APT 1B, 1B, PROVIDENCE, RI 02904-1663

Mortgage

Document Number59
DateAug 24, 2021
Instrument59
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Mortgage

Document Number4737-121
DateAug 24, 2021
Book Page4737/121
Instrument60
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address795 COTTAGE ST, PAWTUCKET, RI 02861-1360
Document Number4201-347
Instrument DateFeb 17, 2018
Transaction TypeMortgage
Record UpdatedApr 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address795 COTTAGE ST PAWTUCKET RI 028611360, PAWTUCKET, RI 02861-1360

Mortgage

Document Number4201-347
DateMar 06, 2018
Book Page004201/000347
Instrument55
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pawtucket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,586.00 (+10.04%)$500,800 (+41.75%) Land $136,600 Building $364,200
2023$5,985.00 (+2.17%)$353,300 (-) Land $94,400 Building $258,900
2022$5,858.00$353,300 Land $94,400 Building $258,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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