795 Charles Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 795 Charles Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,002 sqft · built 1895
Lot Size	0.099 acres (4,320 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (Mar 2008)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	May 2019 Line of Credit Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-13-0243`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-13-0243`
Alternative APNs	`8129999` `153752`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	120 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	153752
Street Address	795 CHARLES AVE
City	SAINT PAUL
State	MN
Zip	55104-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SYNDICATE NO. 2 ADDITION SUBJ TO ALLEY & EX WLY 4 FT; LOT 17 BLK 3
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	SYNDICATE NO. 2 ADDITION
Legal Block	3
Legal Lot Number	17
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2004
Census Tract	32500

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 14, 2019	Trustee's Deed, Construction Loan · Line of Credit COMMUNITY RESOURCE BK
Feb 4, 2017	Loan Modification, Mortgage FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2008 · Amount on Record
Deed Sale	Mar 14, 2008 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Document Number	2008366047
Record Updated	Sep 20, 2026

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	May 14, 2019
Property Address	795 CHARLES AVE, SAINT PAUL, MN 55104-2721
Instrument Date	May 2, 2019
Instrument	4756016
Transaction Type	Construction Loan
Record Updated	May 28, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 MARIE AVE E WEST ST PAUL MN 551184004, WEST ST PAUL, MN 55118-4004

Mortgage

Document Number	0004756016
Date	May 14, 2019
Instrument	4756016

Lender

Name	COMMUNITY RESOURCE BK
Type	Bank
Address	ROSEVILLE, MN 55113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2020

Interest

Rate Type	Adjustable Rate

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RAMSEY MN
Property Address	795 CHARLES AVE, SAINT PAUL, MN 55104-2721
Document Number	0004656422
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 MARIE AVE N WEST ST PAUL MN 55118, WEST ST PAUL, MN 55118

Mortgage

Document Number	0004656422
Date	Apr 28, 2017
Instrument	4656422

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Term	60 Months
Due	Apr 27, 2022

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,800 (+17.07%) Land $25,000 Building $158,800	$183,800 (+17.07%) Land $25,000 Building $158,800
2025	$3,192.00 (+8.65%)
2023	$2,938.00	$157,000 Land $20,000 Building $137,000	$157,000 Land $20,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 845 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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