795 98th Ave N, Naples, FL 34108 Property Records

Collier County property record for 795 98th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1973
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Trust Names on File
Last Sale	$412,000 (Jul 2018)
Tax Bill	$4,171 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`511000 66 13A28`

Property Details

APN / Parcel Number

Primary APN	`511000 66 13A28`
Alternative APNs	`627776000011195006613` `62777600001`

Interior

Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,556 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	100 sqft
Pool Area	420 sqft

Location & Zoning

Street Address	795 98TH AVE N
City	NAPLES
State	FL
Zip	34108-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 5 BLK 66 LOTS 1 + 2
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	511000
Legal Block	66
Legal Lot Number	1
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10110

Owner

795 98th Ave N is owner-occupied and held in a trust since December 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	795 98TH AVE N, NAPLES, FL 34108-2223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Quit Claim Deed, Transfer · Conventional with PMI SHUBIN FAMILY LIVING TR (LT)
Jul 26, 2018	Affidavit of Death, Transfer PARADISE COAST TITLE AND ESCROW
Jul 26, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	20185591378
Deed Book / Page	5536 / 3240
Last Transfer Date	Dec 23, 2019
Transfer Doc	0057104000
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 26, 2019
Property Address	795 98TH AVE N, NAPLES, FL 34108-2223
Document Number	0057104000
Book / Page	005710 / 004000
Instrument Date	Dec 23, 2019
Instrument	5808659
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	795 98TH AVE N NAPLES FL 341082223, NAPLES, FL 34108-2223

Mortgage

Document Number	57110001
Date	Dec 26, 2019
Book Page	005711/000001
Instrument	5808660

Lender

Name	SHUBIN FAMILY LIVING TR (LT)
Address	12683 N YEARLING CIR, HAYDEN, ID 83835-8617

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 25, 2034

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	COLLIER FL
Recording Date	Jul 26, 2018
Property Address	795 98TH AVE N, NAPLES, FL 34108-2223
Document Number	0055363237
Book / Page	005536 / 003237
Instrument Date	Jul 9, 2018
Instrument	5591377
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	PARADISE COAST TITLE AND ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 98TH AVE N NAPLES FL 341082223, NAPLES, FL 34108-2223

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 26, 2018
Property Address	795 98TH AVE N, NAPLES, FL 34108-2223
Document Number	0055363240
Book / Page	5536 / 3240
Map Reference	MB3 PG14
Instrument Date	Jul 9, 2018
Instrument	5591378
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	PARADISE COAST TITLE & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8799 MUSTANG ISLAND CIR, 8799, NAPLES, FL 34113-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	795 98TH AVE N, NAPLES, FL 34108-2223

Mortgage

Document Number	0005591379
Date	Jul 26, 2018
Instrument	5591379

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 795 98th Ave N was $4,171 with a homeowner's exemption, up 2.4% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,144 (+2.7%)	$834,607 (-3.05%) Land $701,663 Building $132,944
2025	$4,171.00 (+2.38%) Homeowner's exemption	$446,099	$860,905 Land $663,390 Building $197,515
2024	$4,074.00 (+0.97%)
2023	$4,035.00 (-2.47%) Homeowner's exemption	$420,900 (+3%)	$1,035,380 (+41.36%) Land $903,656 Building $131,724
2022	$4,137.00 Homeowner's exemption	$408,641	$732,419 Land $558,141 Building $174,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 795 98th Ave N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 in force
Nearby Flood Claims	31 (1992–2023)
Claims Outside the SFHA	16 of 31
Most Recent Claim	Jan 2023 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Hurricane Irma, Sep 2017 · 11 claims Hurricane Wilma, Oct 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 795 98th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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