7949 E Rusty Spur Trl, Prescott Valley, AZ 86315 Property Records

Yavapai County property record for 7949 E Rusty Spur Trl, Prescott Valley, AZ 86315

Property Summary

Property Type	Single Family Home
Details	2,696 sqft · built 2017
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Jul 2021)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`103-53-296`

Property Details

APN / Parcel Number

Primary APN	`103-53-296`
Alternative APNs	`1035329600` `103532960`

Interior

Stories	1 Story
Building Area	2,696 sqft Living Area
Gross Area	3,805 sqft
1st Floor Area	2,696 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Attached
Garage Area	1,109 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	512 sqft
Canopy	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103532960
Street Address	7949 E RUSTY SPUR TRL
City	PRESCOTT VALLEY
State	AZ
Zip	86315-7809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRONGHORN RANCH UNIT 5 AMENDED LOT 346 CONT .77AC M&P 49/83-86 SEC 26-15-1W
Legal Range	01W
Legal Township	15
Legal Section	26
Legal Subdivision	PRONGHORN RANCH
Legal Lot Number	346
Legal Unit	5
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3000
Census Tract	1903

Owner

Source: Yavapai County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage DESERT FINANCIAL CU
Apr 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION WEST MTG
Apr 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION WEST MTG
Jun 14, 2018	Deed of Trust, Mortgage MOHAVE ST BK
Oct 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MOHAVE ST BK
May 17, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	202154309
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000048391
Date	Nov 12, 2025
Instrument	2025-0048391

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000015097
Date	Apr 18, 2024
Instrument	2024-0015097

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000015583
Date	Apr 12, 2023
Instrument	2023-0015583

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Transaction Type	Mortgage
Record Updated	Mar 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000011153
Date	Mar 16, 2023
Instrument	2023-0011153

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000006107
Date	Feb 10, 2023
Instrument	2023-0006107

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jul 29, 2021
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Document Number	20210054309
Map Reference	MB 49 PG 83-86
Instrument Date	Jul 15, 2021
Instrument	2021-0054309
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5827 N GERARD DR, 5827, PRESCOTT VALLEY, AZ 86314-5871

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8823 MERLIN DR, REDMOND, OR 97756-8473

Mortgage

Document Number	20210054310
Date	Jul 29, 2021
Instrument	2021-0054310

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Document Number	0000069311
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	SILK ABSTRACT COMPANY, SILK ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7949 E RUSTY SPUR TRL PRESCOTT VALLEY AZ 863157809, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000069311
Date	Nov 10, 2020
Instrument	69311

Lender

Name	CREDIT UNION WEST MTG
Type	Mortgage Company
Address	GLENDALE, AZ 85312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Document Number	0000020618
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	SILK ABSTRACT COMPANY, SILK ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7949 E RUSTY SPUR TRL PRESCOTT VALLEY AZ 863157809, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000020618
Date	May 1, 2019
Instrument	20618

Lender

Name	CREDIT UNION WEST MTG
Type	Mortgage Company
Address	GLENDALE, AZ 85312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Document Number	0000031900
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	YAVAPAI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7949 E RUSTY SPUR TRL PRESCOTT VALLEY AZ 863157809, PRESCOTT VALLEY, AZ 86315-7809

Mortgage

Document Number	0000031900
Date	Jun 21, 2018
Instrument	31900

Lender

Name	MOHAVE ST BK
Type	Bank
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Oct 30, 2017
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Instrument Date	Oct 26, 2017
Instrument	56064
Transaction Type	Construction Loan
Record Updated	Nov 13, 2017
Title Company	YAVAPAI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8075 N RACEHORSE RD PRESCOTT VALLEY AZ 863159070, PRESCOTT VALLEY, AZ 86315-9070

Mortgage

Document Number	0000056064
Date	Oct 30, 2017
Instrument	56064

Lender

Name	MOHAVE ST BK
Type	Bank
Address	PRESCOTT, AZ 86301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 17, 2017
Property Address	7949 E RUSTY SPUR TRL, PRESCOTT VALLEY, AZ 86315-7809
Document Number	0000024652
Instrument Date	May 1, 2017
Instrument	24652
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8075 N RACEHORSE RD PRESCOTT VALLEY AZ 863159070, PRESCOTT VALLEY, AZ 86315-9070

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott Valley Town
Unified School District	Humboldt Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$70,280 (+5.59%)	$702,799 (+5.59%) Land $179,459 Building $523,340
2025	$3,997.00 (+7.65%)	$66,561 Land $14,532 Building $52,029	$665,613 Land $145,323 Building $520,290
2022	$3,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
MTE Communications Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	80 / 10
Bolt Internet Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3

May also be available: Sparklight, Verizon.

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