Steuben County and Urbana Town property record for 7948 State Rte 54, Bath, NY 14810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1998 |
| Lot Size | 13.9 acres (605,484 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,288 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2019 Refinance |
| APN | 467289 131.00-01-029.130 |
| Primary APN | 467289 131.00-01-029.130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 605,484 sqft (13.9 acres) |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 648 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7948 STATE ROUTE 54 |
|---|---|
| City | BATH |
| State | NY |
| Zip | 14810-7955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 1 |
| Legal Lot Number | 29.130 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | URBANA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 961400 |
Source: Steuben County and Urbana Town records · APN 467289 131.00-01-029.130
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7948 STATE ROUTE 54, BATH, NY 14810-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage DES MOINES METRO CREDIT UNION |
| Aug 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 31, 2009 |
| Transfer Doc | 0000002261/000000011 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 29, 2026 |
| Property Address | 7948 STATE ROUTE 54, BATH, NY 14810-7955 |
| Document Number | 5307000306 |
| Book / Page | 5307 / 306 |
| Instrument Date | Jul 07, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7948 STATE ROUTE 54, BATH, NY 14810-7955 |
| Document Number | 5307000306, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 5307/306 |
| Name | DES MOINES METRO CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 145 Months |
| Due | Aug 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 7948 STATE ROUTE 54, BATH, NY 14810-7955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004442/110 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 4442/110 |
| Name | DES MOINES METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
Source: Steuben County and Urbana Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Urbana Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,288.00 (+197.11%) | $350,000 (+67.46%) Land $106,700 Building $243,300 | $350,000 (+39%) Land $106,700 Building $243,300 |
| 2023 | $209,000 (-25.2%) Land $55,000 Building $154,000 | $251,807 (-16.18%) Land $66,265 Building $185,542 | |
| 2022 | $279,400 Land $116,000 Building $163,400 | $300,430 Land $124,731 Building $175,699 | |
| 2021 | $2,453.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361019614002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 21 (1978–2026) |
| Claims Outside the SFHA | 10 of 21 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Empire Telephone Corporation/North Penn Telephone Company.
Based on FCC filings for 20 locations within half a mile of this property.
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