Lincoln County property record for 7948 Mariners Pointe Cir, Denver, NC 28037
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,879 sqft · built 2004 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Mar 2026) |
| Tax Bill | $2,042 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-76-3669 |
| Primary APN | 4603-76-3669 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,786 sqft (0.041 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 316231 |
|---|---|
| Street Address | 7948 MARINERS POINTE CIR |
| City | DENVER |
| State | NC |
| Zip | 28037-8091 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD-MU |
| Legal Description | #26 MARINERS POINTE AT |
| Legal Subdivision | MARINERS POINTE SMITHSTONE |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 71202 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15936 NORTHSTONE DR, HUNTERSVILLE, NC 28078-5765 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer |
| Jul 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Oct 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Jan 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Jan 30, 2017 · Amount on Record |
| Deed Document Number | 2026707432 |
| Deed Book / Page | 3489 / 865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 30, 2026 |
| Property Address | 7948 MARINERS POINTE CIR, DENVER, NC 28037-8091 |
| Document Number | 0003489865 |
| Book / Page | 3489 / 865 |
| Map Reference | MB 12 PG 410 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 707432 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9869 OCEAN HWY W # W3, W3, CAROLINA SHORES, NC 28467-2649 |
| Name | Verified Name |
|---|---|
| Address | 15936 NORTHSTONE DR, HUNTERSVILLE, NC 28078-5765 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7948 MARINERS POINTE CIR, DENVER, NC 28037-8091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 305938 |
|---|---|
| Date | Jul 2, 2021 |
| Book Page | 3059/38 |
| Instrument | 634351 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7948 MARINERS POINTE CIR, DENVER, NC 28037-8091 |
| Document Number | 2855518 |
| Instrument Date | Oct 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2019 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 7948 MARINERS POINTE CIR DENVER NC 280378091, DENVER, NC 28037-8091 |
| Document Number | 2855518 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 002855/000518 |
| Instrument | 599480 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7948 MARINERS POINTE CIR, DENVER, NC 28037-8091 |
| Document Number | 28761 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 3953 PUETTS CHAPEL RD DALLAS NC 280348735, DALLAS, NC 28034-8735 |
| Document Number | 28761 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 002876/000001 |
| Instrument | 603222 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 30, 2017 |
| Property Address | 7948 MARINERS POINTE CIR, DENVER, NC 28037-8091 |
| Document Number | 2643816 |
| Book / Page | 002643 / 000816 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 558239 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7948 MARINERS POINTE CIR DENVER NC 280378091, DENVER, NC 28037-8091 |
| Document Number | 2643819 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 002643/000819 |
| Instrument | 558240 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,042.00 (+1%) | $314,990 (-) Land $37,000 Building $277,990 | $314,990 (-) Land $37,000 Building $277,990 |
| 2025 | $1,021.00 (+1.39%) | $314,990 (-) Land $37,000 Building $277,990 | $314,990 (-) Land $37,000 Building $277,990 |
| 2023 | $1,007.00 | $314,990 Land $37,000 Building $277,990 | $314,990 Land $37,000 Building $277,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2013–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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