7948 Lawrence 2097, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 7948 Lawrence 2097, Mount Vernon, MO 65712

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,485 sqft · built 2013
Lot Size	19.1 acres (834,610 sqft)
Owner	2 Individual Names on File
Last Sale	$272,300 (Jan 2020)
Tax Bill	$978 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`084018000000004000`

Property Details

APN / Parcel Number

Primary APN	`084018000000004000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,485 sqft Living Area
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Roof Type	Gable
Lot Area	834,610 sqft (19.1 acres)
Shed	1 Shed
Shed Area	2,640 sqft

Location & Zoning

Street Address	7948 LAWRENCE 2097
City	MOUNT VERNON
State	MO
Zip	65712-7330
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N1188' OF THE E412.5' OF NE SE, AND THAT PART OF E412.5' OF SE NE LYING S OF STAHL'S CREEK & E OF PUBLIC RD
Legal Range	27
Legal Township	28
Legal Section	18
Legal Subdivision	SE NE LYING S OF STAHL'S CREEK
Jurisdiction	LAWRENCE MO
Township / Civil Division	VINEYARD
Census Block Group	3
Census Block	3022
Census Tract	470201

Owner

7948 Lawrence 2097, a rural home, is owned and occupied by two individuals who bought it in January 2020.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7948 LAWRENCE 2097, MOUNT VERNON, MO 65712-7330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 14, 2020	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Jan 23, 2014 · Amount on File
Deed Document Number	2020173
Deed Book / Page	456 / 168
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	7948 LAWRENCE 2097, MOUNT VERNON, MO 65712-7330
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	WACO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00456/0169
Date	Jan 14, 2020
Book Page	456/0169
Instrument	2020-00000174

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	7948 LAWRENCE 2097, MOUNT VERNON, MO 65712-7330
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7948 LAWRENCE 2097, MOUNT VERNON, MO 65712-7330

Mortgage

Document Number	456/6278
Date	Dec 9, 2020
Book Page	456/6278
Instrument	2020-00006324

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jan 14, 2020
Property Address	7948 LAWRENCE 2097, MOUNT VERNON, MO 65712-7330
Document Number	456/0168
Book / Page	456 / 0168
Instrument Date	Jan 14, 2020
Instrument	2020-00000173
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 BURNING TREE DR, DECATUR, IL 62521-9149

Mortgage

Document Number	456/0169
Date	Jan 14, 2020
Book Page	456/0169
Instrument	2020-00000174

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7948 Lawrence 2097 was $978, up 0.1% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,660 (+0.58%) Land $3,130 Building $17,530
2025	$978.00 (+0.1%)	$20,540 Land $3,130 Building $17,410	$108,662
2024	$977.00 (+9.04%)
2023	$896.00 (+6.41%)	$18,820 Land $3,130 Building $15,690	$108,662
2022	$842.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7948 Lawrence 2097 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7948 Lawrence 2097 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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