Hamilton County property record for 7948 Kugler Mill Rd, Cincinnati, OH 45243
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,331 sqft · built 1997 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,150,000 (Mar 2026) |
| Tax Bill | $25,247 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-0060-0282-00 |
| Primary APN | 600-0060-0282-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,331 sqft Living Area |
| Gross Area | 8,677 sqft |
| 1st Floor Area | 3,164 sqft |
| 2nd Floor Area | 1,667 sqft |
| Basement Area | 3,164 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,664 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 525 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7948 KUGLER MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45243-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | N S KUGLER MILL RD 0.7603 AC R1-T4-S2 |
| Legal Subdivision | JAMES F OBRIEN |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 24402 |
7948 Kugler Mill Rd is owned by two individuals who bought it in March 2026.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10485 READING RD, CINCINNATI, OH 45241-2523 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage GENERAL ELECTRIC CU |
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Nov 17, 2022 | Warranty Deed, Transfer |
| Aug 10, 2022 | Intrafamily Transfer, Transfer |
| Aug 3, 2022 | Certificate of Transfer, Transfer |
| Jun 9, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | May 12, 2023 · Amount on File |
| Deed Document Number | 202620836 |
| Deed Book / Page | 15627 / 1593 |
| Prior Transfer Date | Jun 2, 2022 |
| Prior Transfer Doc | 0000057586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 20, 2026 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000020836 |
| Book / Page | 15627 / 1593 |
| Map Reference | MB 327 PG 61 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026-0020836 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10485 READING RD, CINCINNATI, OH 45241-2523 |
| Mail Care Of | GENERAL ELECTRIC CREDIT UNION |
| Document Number | 0000020837 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026-0020837 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 11, 2023 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000031708 |
| Book / Page | 14914 / 2033 |
| Map Reference | MB 237 PG 61 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023-0031708 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000031709 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023-0031709 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 17, 2022 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000106547 |
| Book / Page | 14796 / 567 |
| Map Reference | MB 327 PG 61 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 2022-0106547 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $3,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8195 KELLER RD, CINCINNATI, OH 45243-1041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 10, 2022 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000077974 |
| Book / Page | 14727 / 1505 |
| Map Reference | MB 327 PG 61 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022-0077974 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 960 FOREST AVE, MILFORD, OH 45150-1312 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 3, 2022 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000075603 |
| Book / Page | 14722 / 984 |
| Map Reference | OR 7210 PG 1848 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022-0075603 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2172 E SEYMOUR AVE, CINCINNATI, OH 45237-4756 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2022 |
| Property Address | 7948 KUGLER MILL RD, CINCINNATI, OH 45243-1222 |
| Document Number | 0000057586 |
| Book / Page | 14685 / 1915 |
| Map Reference | MB 327 PG 61 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022-0057586 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
The 2025 property tax bill for 7948 Kugler Mill Rd was $25,247, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Sycamore Township |
| Unified School District | Indian Hill Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,247.00 (+2.72%) | $629,966 (+%) Land $63,494 Building $566,472 | $1,799,900 Land $181,410 Building $1,618,490 |
| 2024 | $24,579.00 (+53.42%) | $629,965 (+54.4%) Land $63,493 Building $566,472 | |
| 2023 | $16,021.00 (-4.61%) | $407,999 (+16.45%) Land $63,494 Building $344,505 | $1,799,900 Land $181,410 Building $1,618,490 |
| 2022 | $16,795.00 Homeowner's exemption | $350,357 Land $51,702 Building $298,655 | |
| 2020 | $1,001,020 Land $147,720 Building $853,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7948 Kugler Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7948 Kugler Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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