Otsego County property record for 7948 Elm St, Vanderbilt, MI 49795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Dec 2025) |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| APN | 045-130-007-009-00 |
| Primary APN | 045-130-007-009-00 |
|---|
| Lot Area | 24,829 sqft (0.57 acres) |
|---|
| Street Address | 7948 ELM ST |
|---|---|
| City | VANDERBILT |
| State | MI |
| Zip | 49795-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9, 10 & 11 BLK 7 ROBINSON ADD VANDERBILT. SEC 27 T32N R3W. |
| Legal Range | 03W |
| Legal Township | 32N |
| Legal Section | 27 |
| Legal Subdivision | ROBINSON ADD |
| Legal Block | 7 |
| Legal Lot Number | 9-11 |
| Jurisdiction | OTSEGO MI |
| Township / Civil Division | CORWITH |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 950100 |
Source: Otsego County records · APN 045-130-007-009-00
Assessment roll updated October 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 156 PRIMROSE TRL, GAYLORD, MI 49735-9557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Apr 25, 2007 · Amount on Record |
| Deed Book / Page | 1700 / 481 |
| Prior Transfer Date | Aug 29, 2008 |
| Prior Transfer Doc | 1192/751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 7948 ELM ST, VANDERBILT, MI 49795-5113 |
| Document Number | 001700/481 |
| Book / Page | 1700 / 481 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2026 |
| Title Company | FOX TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10.67 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 156 PRIMROSE TRL, GAYLORD, MI 49735-9557 |
| Document Number | 0001700433 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 1700/433 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Otsego County records · Assessment roll updated October 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Otsego County |
| County Subdivision | Corwith Township |
| Municipality | Vanderbilt Village |
| Unified School District | Vanderbilt Area Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,400 (+5.39%) | $136,800 (+5.39%) | |
| 2025 | $734.00 (-31.85%) Homeowner's exemption | $64,900 (+10.75%) | $129,800 (+10.75%) |
| 2024 | $1,077.00 (+53.2%) | ||
| 2023 | $58,600 | $117,200 | |
| 2022 | $703.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 143 locations within half a mile of this property.
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