79478 Ray Brown Rd, Arch Cape, OR 97102 Property Records

Clatsop County property record for 79478 Ray Brown Rd, Arch Cape, OR 97102

Property Summary

Property Type	Single Family Home
Details	built 2024
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Jun 2021)
Tax Bill	$8,584 (2025)
Deeds & Mortgages	Feb 2024 Construction Loan Dec 2025 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`41031BB00500`

Property Details

APN / Parcel Number

Primary APN	`41031BB00500`
Alternative APN	`3163`

Interior

Stories	1 Story

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	54,886 sqft (1.26 acres)

Location & Zoning

Account Number	3163
Street Address	79478 RAY BROWN RD
City	ARCH CAPE
State	OR
Zip	97102-0185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	COVE BEACH LTS 4 THRU 8, 17 THRU 22,BLK 23
Legal Range	10
Legal Township	04
Legal Section	31
Legal Subdivision	COVE BEACH
Legal Block	23
Legal Lot Number	4
Jurisdiction	CLATSOP OR
Township / Civil Division	SEASIDE
Census Block Group	4
Census Block	4054
Census Tract	951100

Owner

79478 Ray Brown Rd is owned by two individuals who acquired it in November 2025.

Source: Clatsop County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5816 NE TUNBRIDGE ST, HILLSBORO, OR 97124-7289
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Dec 2, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage COLUMBIA BANK
Jun 12, 2025	Intrafamily Transfer, Transfer
Jun 16, 2021	Warranty Deed, Transfer TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20216097
Last Transfer Date	Nov 24, 2025
Transfer Doc	0000006619
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	79478 RAY BROWN RD, ARCH CAPE, OR 97102-0185
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 HILL ST, BOONTON, NJ 07005-1260

Mortgage

Document Number	0000000909
Date	Feb 27, 2024
Instrument	202400909

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Index	SOFR Average 30-Day
Max Rate	12.7%

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLATSOP OR
Recording Date	Dec 2, 2025
Property Address	79478 RAY BROWN RD, ARCH CAPE, OR 97102-0185
Document Number	0000006619
Instrument Date	Nov 27, 2025
Instrument	202506619
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TITLE OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5816 NE TUNBRIDGE ST, HILLSBORO, OR 97124-7289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5816 NE TUNBRIDGE ST, HILLSBORO, OR 97124-7289

Mortgage

Document Number	0000007172
Date	Dec 2, 2025
Instrument	202507172

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLATSOP OR
Recording Date	Jun 12, 2025
Property Address	79478 RAY BROWN RD, ARCH CAPE, OR 97102-0185
Document Number	0000002948
Instrument Date	Jun 1, 2025
Instrument	202502948
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	79478 RAY BROWN RD, ARCH CAPE, OR 97102-0185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5816 NE TUNBRIDGE ST, HILLSBORO, OR 97124-7289

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Jun 16, 2021
Property Address	79478 RAY BROWN RD, ARCH CAPE, OR 97102-0185
Document Number	0000006097
Instrument Date	May 5, 2021
Instrument	202106097
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 BALL RD, MOUNTAIN LAKES, NJ 07046-1624

Tax Assessment & Valuation

The 2025 property tax bill for 79478 Ray Brown Rd was $8,584.

Source: Clatsop County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,584.00	$617,380	$1,773,812 Land $660,854 Building $1,112,958
2023	$623.00 (+2.64%)	$50,864 (+3%)	$512,003 (+1%) Land $512,003
2022	$607.00	$49,383	$465,457 Land $465,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 79478 Ray Brown Rd in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	23.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 131 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	131 in force
Nearby Flood Claims	21 (1999–2023)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2015 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 79478 Ray Brown Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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