79470 Ridgehaven Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 79470 Ridgehaven Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,622 sqft · built 2016
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,120 (Nov 2022)
Tax Bill	$4,160 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0015D-0A-009.00`

Property Details

APN / Parcel Number

Primary APN	`0015D-0A-009.00`
Alternative APN	`90484`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	3,430 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	90484
Street Address	79470 RIDGEHAVEN RD
City	LANCASTER
State	SC
Zip	29720-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Subdivision	WALNUT CREEK
Legal Block	44A
Legal Lot Number	44A
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1003
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202218406
Deed Book / Page	1611 / 326
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	0000009804
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431

Mortgage

Document Number	0000003750
Date	Mar 20, 2026
Book Page	5545/125
Instrument	2026003750

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Feb 1, 2053

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Nov 28, 2022
Property Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431
Document Number	0000018406
Book / Page	1611 / 326
Map Reference	MB 2015 PG 224
Instrument Date	Nov 23, 2022
Instrument	2022018406
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,348.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1505 RIDGE HAVEN RD, WAXHAW, NC 28173-7063

Mortgage

Document Number	0000018408
Date	Nov 28, 2022
Instrument	2022018408

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 15, 2022
Property Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431
Document Number	0000009961
Book / Page	1560 / 99
Map Reference	MB 2015 PG 224
Instrument Date	Jun 14, 2022
Instrument	2022009961
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,453.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431

Mortgage

Document Number	0000009962
Date	Jun 15, 2022
Instrument	2022009962

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 11, 2018
Property Address	79470 RIDGEHAVEN RD, LANCASTER, SC 29720-6431
Document Number	0000009804
Book / Page	001154 / 000131
Instrument Date	May 23, 2018
Instrument	9804
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	79470 RIDGEHAVEN RD LANCASTER SC 297206431, LANCASTER, SC 29720-6431

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,160.00 (+0.34%)	$21,120 (+2.52%) Land $3,000 Building $18,120	$528,000 (+2.52%) Land $75,000 Building $453,000
2024	$4,146.00 (+1.15%)
2023	$4,099.00	$20,600 Land $3,000 Building $17,600	$515,000 Land $75,000 Building $440,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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