7947 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 7947 E State Rte 41, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,684 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Feb 2020)
Tax Bill	$1,428 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09-037425`

Property Details

APN / Parcel Number

Primary APN	`E09-037425`
Alternative APNs	`021010.4-01-012-00` `E09AL005 00600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	2,004 sqft
Upper Floors Area	682 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7947 E STATE ROUTE 41
City	TROY
State	OH
Zip	45373-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 15 41 E SIDE ALCONY
Legal Subdivision	ALCONY
Legal Lot Number	15
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3065
Census Tract	390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7947 E STATE ROUTE 41, TROY, OH 45373-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Feb 26, 2020	Warranty Deed, Construction Loan · Construction Mortgage ANABAPTIST FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2020 · Amount on Record
Deed Sale	Feb 26, 2020 · Amount on Record
Prior Sale	Jan 1, 1986
Deed Document Number	20202020OR-02653
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7947 E STATE ROUTE 41, TROY, OH 45373-9000
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010679
Date	Sep 18, 2025
Instrument	2025OR-10679

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 10, 2050

Interest

Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jun 24, 2022
Property Address	7947 E STATE ROUTE 41, TROY, OH 45373-9000
Document Number	0000009831
Map Reference	VOL 13 PG 122
Instrument Date	Jun 21, 2022
Instrument	2022OR-09831
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7947 E STATE ROUTE 41, TROY, OH 45373-9000

Mortgage

Document Number	0000009832
Date	Jun 24, 2022
Instrument	2022OR-09832

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 26, 2020
Property Address	7947 E STATE ROUTE 41, TROY, OH 45373-9000
Document Number	0000002653
Instrument Date	Feb 24, 2020
Instrument	2020OR-02653
Transaction Type	Construction Loan
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 S ALCONY CONOVER RD, TROY, OH 45373-9644

Mortgage

Document Number	0000002654
Date	Feb 26, 2020
Instrument	2020OR-02654

Lender

Name	ANABAPTIST FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,428.00 (+6.41%) Homeowner's exemption	$48,690 (+14.94%) Land $1,750 Building $46,940	$139,100 (+14.96%) Land $5,000 Building $134,100
2024	$1,342.00 (+1.59%) Homeowner's exemption	$42,360 (-) Land $1,860 Building $40,500
2023	$1,321.00 (-6.77%)	$42,360 (-) Land $1,860 Building $40,500	$121,000 (-) Land $5,300 Building $115,700
2022	$1,417.00	$42,360 Land $1,860 Building $40,500	$121,000 Land $5,300 Building $115,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Imagine Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Precision Technology.

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