7946 Prospect Pl, La Jolla, CA 92037 Property Records

San Diego County property record for 7946 Prospect Pl, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,672 sqft · built 2001
Lot Size0.126 acres (5,485 sqft)
OwnerCompany Name on Record
Last Sale$2,325,000 (May 2004)
Tax Bill$42,059 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN350-122-20-00

Property Details

APN / Parcel Number

Primary APN350-122-20-00

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,672 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area5,485 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address7946 PROSPECT PL
CityLA JOLLA
StateCA
Zip92037-3721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-7
Legal DescriptionBLK 49 LOT 15 (EX NWLY 3 FT) TR 000352
Legal SubdivisionLA JOLLA PARK RESUB
Legal Tract000352
Legal Block49
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract8201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1521 VIRGINIA RD, SAN MARINO, CA 91108-1933
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2004 · Amount on Record
Deed SaleMay 6, 2004 · Amount on Record
Deed Document Number2004411801
Last Transfer DateJun 28, 2016
Transfer Doc0000391988
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address7946 PROSPECT PL, LA JOLLA, CA 92037-3721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000472615
DateOct 21, 2019
Instrument2019-0472615
Lender
NameCITIBANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,371,772 (+2%) Land $2,465,386 Building $906,386
2025$42,059.00 (+7.6%)$3,305,660 (+4.04%) Land $2,417,046 Building $888,614
2023$39,088.00 (+14.24%)$3,177,299 Land $2,323,190 Building $854,109
2022$34,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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