7946 Eagle Creek Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 7946 Eagle Creek Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,354 sqft · built 2005
Lot Size	0.281 acres (12,248 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,177 (2022)
Deeds & Mortgages	May 2023 Mortgage Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-03-08-0-000-033.056`

Property Details

APN / Parcel Number

Primary APN	`43-03-08-0-000-033.056`
Alternative APNs	`248475` `334240`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,354 sqft Heated Area
1st Floor Area	2,354 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,248 sqft (0.281 acres)
Lot Dimensions	153 ft deep x 80 ft wide
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	334240
Street Address	7946 EAGLE CREEK DR
City	DAPHNE
State	AL
Zip	36526-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80' X 153.1' IRR LOT 17 PHASE TWO EAGLE CREEK SUB SLIDE 2085-F IN THE CITY OF DAPHNE SEC 8-T5S-R2E (QCD) IN#1599438
Legal Subdivision	EAGLE CREEK SUB PHASE TWO
Legal Phase	2
Legal Block	PH 2
Legal Lot Number	17
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1000
Census Tract	10710

Owner

7946 Eagle Creek Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Baldwin County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2018	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 8, 2019	Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019
Deed Sale	Nov 8, 2019
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	20191794336
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0001794336
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT DOCUMENT SL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125

Mortgage

Document Number	0002062499
Date	May 9, 2023
Instrument	2062499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jan 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001643690
Date	Jul 12, 2017
Instrument	1643690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.37%
Index	1-Year CMT
Max Rate	5%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001685656
Date	Mar 20, 2018
Instrument	1685656

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 8, 2019
Property Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125
Document Number	0001794336
Map Reference	SL 2085-F
Instrument Date	Oct 17, 2019
Instrument	1794336
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7946 EAGLE CREEK DR, DAPHNE, AL 36526-9125

Mortgage

Document Number	0001794337
Date	Nov 8, 2019
Instrument	1794337

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,900 Land $7,160 Building $28,740	$358,800 Land $71,500 Building $287,300
2023		$33,240 (+21.4%)	$332,200 (+21.37%) Land $43,500 Building $288,700
2022	$1,177.00	$27,380	$273,700 Land $37,400 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7946 Eagle Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7946 Eagle Creek Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 75% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Benchmark Communications, C Spire Wireless.

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