7945 Umberto Ct, Naples, FL 34114 Property Records

Collier County property record for 7945 Umberto Ct, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details1,540 sqft · built 2006
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$412,500 (Apr 2006)
Tax Bill$3,784 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AH (high risk)
APN690184 9535B26

Property Details

APN / Parcel Number

Primary APN690184 9535B26
Alternative APN
  • 79904127285

Interior

Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeConcrete
Lot Area6,098 sqft (0.14 acres)
Pool Area240 sqft
Deck Area414 sqft

Location & Zoning

Street Address7945 UMBERTO CT
CityNAPLES
StateFL
Zip34114-2688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionVERONAWALK PHASE 3A LOT 953
Legal Range26
Legal Township50
Legal Section26
Legal SubdivisionVERONAWALK PHASE 3A
Legal Phase3A
Legal Tract690184
Legal Block2
Legal Lot Number953
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group2
Census Block2014
Census Tract11108

Owner

7945 Umberto Ct is owned and occupied by two individuals who acquired it in September 2006.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address7945 UMBERTO CT, NAPLES, FL 34114-2688
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2006 · Amount on File
Deed SaleApr 18, 2006 · Amount on File
Deed Document Number20063821721
Deed Book / Page4019 / 1684
Last Transfer DateSep 7, 2006
Transfer Doc0041051369
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address7945 UMBERTO CT, NAPLES, FL 34114-2688
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 UMBERTO CT, NAPLES, FL 34114-2688

Mortgage

Document Number0059883287
DateJul 28, 2021
Book Page5988/3287
Instrument6103151
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 7945 Umberto Ct was $3,784 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,111 (+2.7%)$413,953 (-8.21%) Land $167,053 Building $246,900
2025$3,784.00 Homeowner's exemption$309,748$450,995 Land $237,838 Building $213,157
2023$3,527.00 (-1.4%) Homeowner's exemption$292,250 (+3%)$468,758 (+17.27%) Land $215,186 Building $253,572
2022$3,577.00 Homeowner's exemption$283,738$399,731 Land $139,730 Building $260,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7945 Umberto Ct in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 672 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,102 units insured
incl. 430 condo units
Nearby Flood Claims3 (2017)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7945 Umberto Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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