7945 Mill St, Miamitown, OH 45041 Property Records

Hamilton County property record for 7945 Mill St, Miamitown, OH 45041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,848 sqft · built 1993
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (May 2021)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`630-0020-0046-00`

Property Details

APN / Parcel Number

Primary APN	`630-0020-0046-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	616 sqft
2nd Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	260 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7945 MILL ST
City	MIAMITOWN
State	OH
Zip	45041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS MILL ST 0.298 AC R2-T1-S6
Jurisdiction	HAMILTON OH
Township / Civil Division	WHITEWATER
Census Block Group	4
Census Block	4011
Census Tract	26002

Owner

7945 Mill St is owned and occupied by an individual who bought it in May 2021.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	7945 MILL ST, MIAMITOWN, OH 45041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2021 · Amount on File
Deed Sale	May 5, 2021 · Amount on File
Prior Sale	Jun 15, 1995
Deed Document Number	202156166
Deed Book / Page	14411 / 2809
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 5, 2021
Property Address	7945 MILL ST, MIAMITOWN, OH 45041
Document Number	0000056166
Book / Page	14411 / 2809
Instrument Date	Apr 30, 2021
Instrument	2021-0056166
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	TERRY MONNIE TITLE COMPANY, TERRY MONNIE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 EAST MILL STREET, MIAMITOWN, OH 45041

Mortgage

Document Number	0000056167
Date	May 5, 2021
Instrument	2021-0056167

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7945 Mill St was $3,954, up 2.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Whitewater Township
Unified School District	Southwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,954.00 (+2.2%)	$67,201 (+%) Land $9,027 Building $58,174	$192,000 Land $25,790 Building $166,210
2024	$3,869.00 (+0.21%)	$67,199 (-) Land $9,026 Building $58,173
2023	$3,861.00 (+12.57%)	$67,199 (+35.38%) Land $9,026 Building $58,173	$192,000 Land $25,790 Building $166,210
2022	$3,430.00 Homeowner's exemption	$49,638 Land $7,823 Building $41,815
2020			$141,820 Land $22,350 Building $119,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7945 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7945 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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