7945 Layton St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 7945 Layton St, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,454 sqft · built 1971
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Sep 2008)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0208-521-22-0000`

Property Details

APN / Parcel Number

Primary APN	`0208-521-22-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,454 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	2,454 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	8,775 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7945 LAYTON ST
City	RANCHO CUCAMONGA
State	CA
Zip	91730-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8209 LOT 35
Legal Subdivision	TRACT NO 8209
Legal Tract	8209
Legal Block	1
Legal Lot Number	35
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1007
Census Tract	2027

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
May 13, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2008 · Amount on Record
Deed Sale	Sep 16, 2008 · Amount on Record
Prior Sale	Dec 1, 2003 · Amount on Record
Deed Document Number	2008419274
Last Transfer Date	May 21, 2009
Transfer Doc	0000261469
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622

Mortgage

Document Number	0000211743
Date	Jun 10, 2022
Instrument	2022-0211743

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000434155
Date	Oct 19, 2017
Instrument	2017-0434155

Lender

Name	COMPASS BANK
Type	Bank
Address	SAN DIEGO, CA 92126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000151992
Date	May 13, 2019
Instrument	2019-0151992

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7945 LAYTON ST, RANCHO CUCAMONGA, CA 91730-2622

Mortgage

Document Number	0000479123
Date	Nov 30, 2020
Instrument	2020-0479123

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$430,777 (+2%) Land $134,524 Building $296,253
2025	$4,640.00 (+5.05%) Homeowner's exemption	$422,330 (+4.04%) Land $131,886 Building $290,444
2023	$4,417.00 (+1.66%) Homeowner's exemption	$405,931 Land $126,765 Building $279,166
2022	$4,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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