7945 Ginger Ln, Lumberton, TX 77657 Property Records

Hardin County property record for 7945 Ginger Ln, Lumberton, TX 77657

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,031 sqft · built 1970
Lot Size0.53 acres (23,100 sqft)
Owner2 Individual Names on Record
Last Sale$207,000 (Oct 2020)
Tax Bill$3,954 (2026)
Deeds & MortgagesApr 2026 Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN005200-002700

Property Details

APN / Parcel Number

Primary APN005200-002700
Alternative APN
  • 34158

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,031 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2005
Exterior MaterialAluminum Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area23,100 sqft (0.53 acres)
Lot Dimensions231 ft deep x 100 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area502 sqft
Canopy240 sqft
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number34158
Street Address7945 GINGER LN
CityLUMBERTON
StateTX
Zip77657-6839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS05200 COUNTRY LANE EST, LOT 53, ACRES .5303
Legal SubdivisionCOUNTRY LANE EST
Legal Lot Number53
JurisdictionHARDIN TX
Township / Civil DivisionLUMBERTON
Census Block Group1
Census Block1014
Census Tract30504

Owner

Source: Hardin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7945 GINGER LN, LUMBERTON, TX 77657-6839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Apr 19, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 15, 2021Deed of Trust, Mortgage · VA Mortgage
NEWREZ LLC
Nov 15, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 21, 2016Deed of Trust, Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleMar 24, 2008 · Amount on Record
Deed Document Number2020108496
Prior Transfer DateOct 14, 2020
Prior Transfer Doc0000108496
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Recording DateApr 7, 2026
Property Address7945 GINGER LN, LUMBERTON, TX 77657-6839
Document Number0000160852
Instrument DateMar 9, 2026
Instrument2026160852
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 GINGER LN, LUMBERTON, TX 77657-6839

Mortgage

Document Number0000160852,
DateApr 7, 2026
Instrument2026160852
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term295 Months
DueNov 1, 2050
Interest
Rate6.11%
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address7945 GINGER LN, LUMBERTON, TX 77657-6839
Transaction TypeMortgage
Record UpdatedMay 17, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 GINGER LN, LUMBERTON, TX 77657-6839

Mortgage

Document Number0000143615
DateApr 19, 2024
Instrument2024-143615
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueNov 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address7945 GINGER LN, LUMBERTON, TX 77657-6839
Transaction TypeMortgage
Record UpdatedDec 3, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 GINGER LN, LUMBERTON, TX 77657-6839

Mortgage

Document Number0000119779
DateOct 15, 2021
Instrument2021-119779
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueNov 1, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address7945 GINGER LN, LUMBERTON, TX 77657-6839
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 GINGER LN, LUMBERTON, TX 77657-6839

Mortgage

Document Number0000119779
DateNov 15, 2021
Instrument2021-119779
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term3 Months
DueNov 1, 2050

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN TX
Property Address7945 GINGER LN, LUMBERTON, TX 77657-6839
Document Number0000072313
Instrument DateOct 21, 2016
Transaction TypeMortgage
Record UpdatedApr 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 GINGER LN LUMBERTON TX 776576839, LUMBERTON, TX 77657-6839

Mortgage

Document Number0000072313
DateFeb 28, 2017
Instrument72313
Lender
NameBRANCH BK&TR
TypeBank
AddressGREENVILLE, SC 29601
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 27, 2037

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHardin County
MunicipalityLumberton City
Unified School DistrictLumberton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,954.00 (+68.69%) Homeowner's exemption$228,802 (-0.99%) Land $48,000 Building $180,802$228,802 (-0.99%) Land $48,000 Building $180,802
2025$2,344.00 (-14.7%) Homeowner's exemption$231,100 (-) Land $48,000 Building $183,100$231,100 (-) Land $48,000 Building $183,100
2024$2,748.00 (-4.81%) Homeowner's exemption$231,100 (-0.98%) Land $48,000 Building $183,100$231,100 (-0.98%) Land $48,000 Building $183,100
2023$2,887.00 Homeowner's exemption$233,396 Land $48,000 Building $185,396$233,396 Land $48,000 Building $185,396

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 218 policies
Nearby Flood Policies218 in force
Nearby Flood Claims31 (2001–2026)
Claims Outside the SFHA31 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Hurricane Rita, Sep 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUMBERTON MUD
serves 31,428 people · EPA ID TX1000035
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Highline Internet
Fiber
1,000 / 200
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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