7945 97th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 7945 97th Ct, Vero Beach, FL 32967

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 2024
Lot Size0.22 acres (9,583 sqft)
Owner2 Company Names on Record
Last Sale$283,000 (May 2024)
Tax Bill$3,581 (2025)
Deeds & MortgagesJul 2024 Mortgage
Dec 2024 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-34-00005-0150-00005.0

Property Details

APN / Parcel Number

Primary APN31-38-34-00005-0150-00005.0
Alternative APN
  • 30224

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,244 sqft Living Area
Gross Area1,664 sqft
1st Floor Area1,244 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions130 ft deep x 75 ft wide
View / LotInterior
Garage TypeAttached
Garage Area420 sqft
DrivewayDriveway
Driveway Area630 sqft
PorchOpen Porch
Patio Area9 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address7945 97TH CT
CityVERO BEACH
StateFL
Zip32967-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionVERO LAKE ESTATES UNIT F BLK O LOT 5 PBI 5-55
Legal Range38E
Legal Township31S
Legal Section34
Legal SubdivisionVERO LAKE ESTATES UNIT F
Legal BlockO
Legal Lot Number5
Legal UnitF
JurisdictionINDIAN RIVER FL
Township / Civil DivisionFELLSMERE
Census Block Group1
Census Block1068
Census Tract50903

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address18707 TRANQUILITY BASE LN, PORT SAINT LUCIE, FL 34987-3237
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2024Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Dec 31, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 2, 2024Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Dec 28, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2024 · Amount on Record
Deed SaleMay 2, 2024 · Amount on Record
Prior SaleDec 28, 2018 · Amount on Record
Deed Document Number202420763
Deed Book / Page3694 / 1403
Last Transfer DateNov 18, 2024
Transfer Doc0037460719
Record UpdatedJun 8, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address7945 97TH CT, VERO BEACH, FL 32967-2806
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18707 TRANQUILITY BASE LN, PORT SAINT LUCIE, FL 34987-3237

Mortgage

Document Number0037111129
DateJul 17, 2024
Book Page3711/1129
Instrument3120240034385
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2054

December 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionINDIAN RIVER FL
Recording DateDec 31, 2024
Property Address7945 97TH CT, VERO BEACH, FL 32967-2806
Document Number0037460719
Book / Page3746 / 719
Map ReferenceMB 5 PG 55
Instrument DateNov 18, 2024
Instrument3120240061465
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address18707 TRANQUILITY BASE LN, PORT SAINT LUCIE, FL 34987-3237

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address18707 TRANQUILITY BASE LN, PORT SAINT LUCIE, FL 34987-3237

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 2, 2024
Property Address7945 97TH CT, VERO BEACH, FL 32967-2806
Document Number0036941403
Book / Page3694 / 1403
Map ReferenceMB 5 PG 55
Instrument DateApr 26, 2024
Instrument3120240020763
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,981.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address7945 97TH CT, VERO BEACH, FL 32967-2806

Mortgage

Document Number3120240020764
DateMay 2, 2024
Instrument3120240020764
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2054

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 28, 2018
Property Address7945 97TH CT, VERO BEACH, FL 32967-2806
Document Number0031731252
Book / Page003173 / 001252
Instrument DateDec 27, 2018
Instrument77433
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$231.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3300 BATTLEGROUND AVE #101 GREENSBORO NC 274102447, 101, GREENSBORO, NC 27410-2447

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,581.00 (+1,093.67%)$222,650 (+795.51%) Land $30,281 Building $192,369$222,650 (+795.51%) Land $30,281 Building $192,369
2023$300.00 (+12.78%)$24,863 (+21.88%) Land $24,863$24,863 (+21.88%) Land $24,863
2022$266.00$20,400 Land $20,400$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies285 in force
Nearby Flood Claims51 (1996–2023)
Claims Outside the SFHA2 of 51
Most Recent ClaimApr 2023
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims
  • Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

Nearby Properties on 97th Ct

Nearby Streets

Search Property Records by Address or Parcel Number