7945 95th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 7945 95th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2026)
Tax Bill	$461 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`31-38-34-00005-0070-00005.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-34-00005-0070-00005.0`
Alternative APN	`30135`

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Interior

Location & Zoning

Street Address	7945 95TH AVE
City	VERO BEACH
State	FL
Zip	32967-2704
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT F BLK G LOT 5 PBI 5-55
Legal Range	38E
Legal Township	31S
Legal Section	34
Legal Subdivision	VERO LAKE ESTATES UNIT F
Legal Block	G
Legal Lot Number	5
Legal Unit	F
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1092
Census Tract	50903

Owner

Source: Indian River County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7945 95TH CT, VERO BEACH, FL 32967-2724
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer · Conventional Mortgage INDIAN RIVER FSB
Apr 28, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on File
Deed Sale	Oct 8, 2026 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202647919
Deed Book / Page	3894 / 1136
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 8, 2026
Property Address	7945 95TH AVE, VERO BEACH, FL 32967-2704
Document Number	0000047919
Book / Page	3894 / 1136
Instrument Date	Oct 8, 2026
Instrument	202647919
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INSURANCE AGEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047920,
Date	Oct 8, 2026
Instrument	202647920

Lender

Name	INDIAN RIVER FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Mortgage

Document Number	0000047923,
Date	Oct 8, 2026
Book Page	3894/1156
Instrument	202647923

Lender

Name	BAY COUNTY BOARD COMMISSIONERS

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 28, 2023
Property Address	7945 95TH AVE, VERO BEACH, FL 32967-2704
Document Number	0036170698
Book / Page	3617 / 698
Map Reference	MB 5 PG 55
Instrument Date	Apr 27, 2023
Instrument	3120230021125
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14655 117TH ST, FELLSMERE, FL 32948-7534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4568 US HIGHWAY 1, VERO BEACH, FL 32967-1563

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00 (+68.25%)	$30,281 (+21.79%) Land $30,281	$30,281 (+21.79%) Land $30,281
2023	$274.00 (+13.22%)	$24,863 (+21.88%) Land $24,863	$24,863 (+21.88%) Land $24,863
2022	$242.00	$20,400 Land $20,400	$20,400 Land $20,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	285 in force
Nearby Flood Claims	51 (1996–2023)
Claims Outside the SFHA	2 of 51
Most Recent Claim	Apr 2023
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims Hurricane Frances, Sep 2004 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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