7941 Elphin Ct, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 7941 Elphin Ct, Charlotte, NC 28270

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,139 sqft · built 1994
Lot Size	0.18 acres (7,867 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Jun 2021)
Tax Bill	$5,001 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-443-08`

Property Details

APN / Parcel Number

Primary APN	`213-443-08`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,139 sqft Heated Area
Gross Area	2,607 sqft
1st Floor Area	930 sqft
Upper Floors Area	1,209 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,867 sqft (0.18 acres)
Garage Area	456 sqft

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Deck Area	12 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	213-443-08
Street Address	7941 ELPHIN CT
City	CHARLOTTE
State	NC
Zip	28270-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9PUD
Legal Description	L172 B3 M26-42
Legal Subdivision	SAINTFIELD PH 04 MAP 02
Legal Block	3
Legal Lot Number	172
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3002
Census Tract	3016

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7941 ELPHIN CT, CHARLOTTE, NC 28270-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	0036192462
Deed Book / Page	36192 / 462
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 17, 2021
Property Address	7941 ELPHIN CT, CHARLOTTE, NC 28270-1302
Document Number	0000118388
Book / Page	36192 / 482
Map Reference	MB 26 PG 42
Instrument Date	Jun 8, 2021
Instrument	2021118388
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9211 CALABRIA DR UNIT 120, 120, RALEIGH, NC 27617-7906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7941 ELPHIN CT, CHARLOTTE, NC 28270-1302

Mortgage

Document Number	0000118389
Date	Jun 17, 2021
Instrument	2021118389

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 18, 2020
Property Address	7941 ELPHIN CT, CHARLOTTE, NC 28270-1302
Document Number	0000038346
Book / Page	34380 / 654
Map Reference	MB 26 PG 42
Instrument Date	Mar 17, 2020
Instrument	2020038346
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4230 PERSIMMON RD, 4230, LANCASTER, SC 29720-0083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7941 ELPHIN CT, CHARLOTTE, NC 28270-1302

Mortgage

Document Number	0000038347
Date	Mar 18, 2020
Instrument	2020038347

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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