Boyd County property record for 7940 Ray Dr, Ashland, KY 41102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 962 sqft · built 1975 |
| Lot Size | 0.55 acres (24,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $904 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-04-00-128.00 |
| Primary APN | 024-04-00-128.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,000 sqft (0.55 acres) |
| Lot Dimensions | 300 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 38948001 |
|---|---|
| Street Address | 7940 RAY DR |
| City | ASHLAND |
| State | KY |
| Zip | 41102-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 84 ROCKDALE SUBDIVISION |
| Legal Subdivision | ROCKDALE SUBITION |
| Legal Lot Number | 84 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | CANNONSBURG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 31101 |
7940 Ray Dr is owned and occupied by an individual.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7940 RAY DR, ASHLAND, KY 41102-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 7940 RAY DR, ASHLAND, KY 41102-9756 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001501/157 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 1501/157 |
| Instrument | 10009400 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
The 2025 property tax bill for 7940 Ray Dr was $904.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Unified School District | Boyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $904.00 | $62,000 Land $10,000 Building $52,000 | $62,000 Land $10,000 Building $52,000 |
| 2023 | $902.00 | $62,000 Land $6,000 Building $56,000 | $62,000 Land $6,000 Building $56,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7940 Ray Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (2021–2026) |
| Most Recent Claim | Mar 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7940 Ray Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CANNONSBURG WATER DISTRICT serves 8,953 people · EPA ID KY0100064 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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