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7940 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7940 Monarch Ct, Delray Beach, FL 33446 · Last verified December 2025

Property Summary

Property TypeZero Lot Line
Details3 bd · 2 ba · 2,007 sqft · built 2002
Lot Size0.126 acres (5,502 sqft)
Owner2 Owner Names on File
Last Sale$277,295 (Mar 2002)
Tax Bill$4,800 (2025)
Deeds & MortgagesJul 2021 Reverse Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-42-46-09-14-000-3340

Property Details

APN / Parcel Number

Primary APN00-42-46-09-14-000-3340

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,007 sqft Living Area
Gross Area2,794 sqft
1st Floor Area2,007 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area5,502 sqft (0.126 acres)
Garage Area465 sqft

Exterior Amenities

Pool Area63 sqft
PorchOpen Porch
Porch Area322 sqft
Patio Area460 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address7940 MONARCH CT
CityDELRAY BEACH
StateFL
Zip33446-3682
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Legal DescriptionPOLO TRACE 2 PL 4 LT 334
Legal Range42E
Legal Township46S
Legal Section09
Legal SubdivisionPOLO TRACE 2 PL 4
Legal Lot Number334
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1000
Census Tract5955

Owner

Source: Palm Beach County records · APN 00-42-46-09-14-000-3340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address7940 MONARCH CT, DELRAY BEACH, FL 33446-3682
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Reverse Mortgage
ATLANTIC COAST MORTGAGE
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 28, 2002 · Amount on Record
Deed SaleMar 28, 2002 · Amount on Record
Deed Document Number20020160547
Deed Book / Page13550 / 1592
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address7940 MONARCH CT, DELRAY BEACH, FL 33446-3682
Transaction TypeMortgage
Record UpdatedAug 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7940 MONARCH CT, DELRAY BEACH, FL 33446-3682

Mortgage

Document Number0327060223
DateJul 20, 2021
Book Page32706/223
Instrument20210338666
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term927 Months
DueOct 25, 2098
Interest
Rate TypeAdjustable Rate
Rate2.43%
Type Change DateJun 01, 2021
Change FrequencyAnnually
Index1-Year CMT

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address7940 MONARCH CT, DELRAY BEACH, FL 33446-3682
Document Number0299570192
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7940 MONARCH CT DELRAY BEACH FL 334463682, DELRAY BEACH, FL 33446-3682

Mortgage

Document Number0299570192
DateJun 28, 2018
Book Page029957/000192
Instrument252586
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,800.00 (+5.89%) Homeowner's exemption$307,129 (+5.99%)$648,608 (+13.22%) Land $285,867 Building $362,741
2023$4,533.00 (+1.03%) Homeowner's exemption$289,780 (+3%)$572,857 (+14.76%) Land $255,238 Building $317,619
2022$4,487.00 Homeowner's exemption$281,340$499,162 Land $195,993 Building $303,169

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990059551, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 156 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies156 in force
142 of 156 on primary residences
Nearby Flood Claims9 (2014–2018)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2018, other causes

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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