7940 Beach Dr E, Port Orchard, WA 98366 Property Records

Kitsap County property record for 7940 Beach Dr E, Port Orchard, WA 98366

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,239 sqft · built 2015
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,224 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`212402-1-010-2007`

Property Details

APN / Parcel Number

Primary APN	`212402-1-010-2007`
Alternative APN	`1199348`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,239 sqft Living Area
Gross Area	3,910 sqft
1st Floor Area	1,538 sqft
2nd Floor Area	701 sqft
Basement Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Water View
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Canopy	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7940 BEACH DR E
City	PORT ORCHARD
State	WA
Zip	98366-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MVR
Legal Description	BEGINNING AT THE EAST QUARTER CORNER OF SECTION 21, TOWNSHIP 24 NORTH, RANGE 2 EAST, W.M., IN KITSAP COUNTY, WASHINGTON; THENCE NORTH 04008 EAST 349.50 FEET; THENCE SOUTH 892924 WEST 30 FEET; THENCE FROM THE TRUE POINT OF BEGINNING SOUTH 892924 WEST
Legal Range	2E
Legal Township	24
Legal Section	21
Legal Block	2
Legal Lot Number	10
Jurisdiction	KITSAP WA
Township / Civil Division	PORT ORCHARD
Census Block Group	2
Census Block	2037
Census Tract	92600

Owner

7940 Beach Dr E is owned by two individuals who acquired it in December 2013.

Source: Kitsap County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 4099, SOUTH COLBY, WA 98384-0099
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional with PMI MUTUAL/OMAHA MTG LLC
Jan 15, 2020	Deed of Trust, Mortgage · Conventional with PMI TIMBERLAND BK
Nov 26, 2018	Deed of Trust, Mortgage TIMBERLAND BK
Feb 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage TIMBERLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 31, 2013
Transfer Doc	0000000060
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000087
Date	Dec 8, 2025
Instrument	202512080087

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 7, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000060
Date	Nov 3, 2025
Instrument	202511030060

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000153
Date	Aug 7, 2023
Instrument	202308070153

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Document Number	0010160025
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7940 BEACH DR E PORT ORCHARD WA 983668508, PORT ORCHARD, WA 98366-8508

Mortgage

Document Number	0010160025
Date	Oct 16, 2020
Instrument	202010160025

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Document Number	0001210175
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7940 BEACH DR E PORT ORCHARD WA 983668508, PORT ORCHARD, WA 98366-8508

Mortgage

Document Number	0001210175
Date	Jan 21, 2020
Instrument	202001210175

Lender

Name	TIMBERLAND BK
Type	Bank
Address	GIG HARBOR, WA 98335

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Document Number	0012040050
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7940 BEACH DR E PORT ORCHARD WA 983668508, PORT ORCHARD, WA 98366-8508

Mortgage

Document Number	0012040050
Date	Dec 4, 2018
Instrument	201812040050

Lender

Name	TIMBERLAND BK
Type	Bank
Address	GIG HARBOR, WA 98335

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KITSAP WA
Recording Date	Feb 6, 2018
Property Address	7940 BEACH DR E, PORT ORCHARD, WA 98366-8508
Document Number	0002060197
Instrument Date	Feb 5, 2018
Instrument	201802060197
Transaction Type	Construction Loan
Record Updated	Feb 15, 2018
Title Company	PACIFIC NORTHWEST TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7940 BEACH DR E PORT ORCHARD WA 983668508, PORT ORCHARD, WA 98366-8508

Mortgage

Document Number	2060197
Date	Feb 6, 2018
Instrument	201802060197

Lender

Name	TIMBERLAND BK
Type	Bank
Address	GIG HARBOR, WA 98335

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7940 Beach Dr E was $7,224.

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	South Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$847,610 (+0.92%) Land $193,240 Building $654,370	$847,610 (+0.92%) Land $193,240 Building $654,370
2026	$7,224.00	$839,870 Land $168,160 Building $671,710	$839,870 Land $168,160 Building $671,710
2024	$6,831.00 (+0.68%)	$839,870 (-) Land $168,160 Building $671,710	$839,870 (-) Land $168,160 Building $671,710
2023	$6,785.00	$839,870 Land $168,160 Building $671,710	$839,870 Land $168,160 Building $671,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7940 Beach Dr E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2011 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7940 Beach Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DISTRICT serves 10,475 people · EPA ID WA5350700
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50

May also be available: Kitsap PUD, Verizon.

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