794 Main St, Chipley, FL 32428 Property Records

Washington County property record for 794 Main St, Chipley, FL 32428

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,015 sqft · built 1956
Lot Size	0.096 acres (4,225 sqft)
Owner	Owner Name on Record
Tax Bill	$1,448 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`000013500000`

Property Details

APN / Parcel Number

Primary APN	`000013500000`
Alternative APN	`13500000`

Interior

Building Area	2,015 sqft Total Area
Gross Area	2,387 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Combination
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,225 sqft (0.096 acres)
Lot Dimensions	85 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000013500000
Street Address	794 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1532
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	4 4 13 OR 762 P 369 BEG.AT SEC OF LOT 122,RUN N.50', W.85',S.50',E.TO BEG, IN S1/2 OF NE1/4
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Subdivision	MORDT
Legal Block	1350
Legal Lot Number	122
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2021
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	794 MAIN ST, CHIPLEY, FL 32428-1532
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Prior Sale	Mar 7, 2000 · Amount on Record
Last Transfer Date	Jan 28, 2008
Transfer Doc	0067000615
Record Updated	Jun 8, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	794 MAIN ST, CHIPLEY, FL 32428-1532
Document Number	0067001624
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	794 MAIN ST CHIPLEY FL 324281532, CHIPLEY, FL 32428-1532

Mortgage

Document Number	0067001624
Date	Mar 5, 2019
Book Page	001139/000040
Instrument	67001624

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2034

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,448.00 (+4.55%)	$69,466 (+2.61%) Land $10,000 Building $59,466	$69,466 (+2.61%) Land $10,000 Building $59,466
2024	$1,385.00 (-0.93%)	$67,702 (-) Land $10,000 Building $57,702	$67,702 (-) Land $10,000 Building $57,702
2023	$1,398.00 (-0.5%)	$67,702 (-) Land $10,000 Building $57,702	$67,702 (-) Land $10,000 Building $57,702
2022	$1,405.00	$67,702 Land $10,000 Building $57,702	$67,702 Land $10,000 Building $57,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2002–2020)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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