7939 Duluth St, Highland, IN 46322 Property Records

Lake County property record for 7939 Duluth St, Highland, IN 46322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1966
Lot Size	0.159 acres (6,955 sqft)
Owner	Individual Name on File
Tax Bill	$2,531 (2024)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`007-16-27-0340-0012`

Property Details

APN / Parcel Number

Primary APN	`007-16-27-0340-0012`
Alternative APNs	`45-07-15-378-005.000-026` `162703400012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,955 sqft (0.159 acres)
Lot Dimensions	107 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-16-27-0340-0012
Old Parcel Number	162703400012
Street Address	7939 DULUTH ST
City	HIGHLAND
State	IN
Zip	46322-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD GARDENS MASTER ADDITION BLOCK 21 ALL L.12
Legal Subdivision	HOMESTEAD GARDENS MASTER ADD
Legal Block	21
Legal Lot Number	12
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1000
Census Tract	40700

Owner

7939 Duluth St is owned and occupied by an individual who acquired it in July 2017.

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7939 DULUTH ST, HIGHLAND, IN 46322-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017
Deed Sale	Jul 26, 2017
Deed Document Number	2017 046344
Record Updated	Jun 8, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 26, 2017
Property Address	7939 DULUTH ST, HIGHLAND, IN 46322-1310
Document Number	0000046344
Map Reference	MB35 PG57
Instrument Date	Jun 20, 2017
Instrument	2017 046344
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7939 DULUTH ST, HIGHLAND, IN 46322-1310

Mortgage

Document Number	0000046345
Date	Jul 26, 2017
Instrument	2017 046345

Lender

Name	PEOPLES BANK SB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Highland Town
Unified School District	Highland School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,300 Land $38,500 Building $219,800	$258,300 Land $38,500 Building $219,800
2024	$2,531.00
2023		$228,400 (+6.88%) Land $38,500 Building $189,900	$228,400 (+6.88%) Land $38,500 Building $189,900
2022	$2,143.00 Homeowner's exemption	$213,700 Land $38,500 Building $175,200	$213,700 Land $38,500 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7939 Duluth St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	201 (1980–2017)
Claims Outside the SFHA	5 of 201
Most Recent Claim	Feb 2017
Claims by Event	Severe Storms And Flooding, Sep 2008 · 156 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7939 Duluth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER WORKS serves 23,984 people · EPA ID IN5245021
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20