7937 Bernal Dr, Sebring, FL 33872 Property Records

Highlands County property record for 7937 Bernal Dr, Sebring, FL 33872

Property Summary

Property Type	Vacant Land
Lot Size	0.231 acres (10,039 sqft)
Owner	Company Name on Record
Last Sale	$8,000 (Mar 2022)
Tax Bill	$190 (2024)
Deeds & Mortgages	Apr 2026 Construction Loan Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-110-1860-0230`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-110-1860-0230`

Exterior

Lot Area	10,039 sqft (0.231 acres)
Lot Dimensions	125 ft deep x 80 ft wide

Location & Zoning

Street Address	7937 BERNAL DR
City	SEBRING
State	FL
Zip	33872
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	SUN N LAKE EST OF SEBRING UNIT 11 PB 9 PG 69 LOT 23 BLK 186
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	186
Legal Lot Number	23
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2120
Census Tract	960503

Owner

Source: Highlands County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	222 KNOLLWOOD DR, DAVENPORT, FL 33837-8743
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Construction Mortgage RJ PRIVATE LENDING LLC
Mar 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	20222083487
Deed Book / Page	2891 / 1605
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 10, 2026
Document Number	0002307870
Book / Page	3185 / 851
Instrument Date	Apr 8, 2026
Instrument	20262307870
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	222 KNOLLWOOD DR, DAVENPORT, FL 33837-8743

Mortgage

Document Number	0002307870,
Date	Apr 10, 2026
Book Page	3185/851
Instrument	20262307870

Lender

Name	RJ PRIVATE LENDING LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2027

Interest

Rate Type	Balloon
Rate	6.11%
Initial Type	Balloon
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 18, 2022
Property Address	7937 BERNAL DR, SEBRING, FL 33872
Document Number	0002083487
Book / Page	2891 / 1605
Map Reference	MB 9 PG 69
Instrument Date	Mar 4, 2022
Instrument	2083487
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3262, PRINCE EDWARD ISLAND XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 KNOLLWOOD DR, DAVENPORT, FL 33837-8743

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+1%) Land $14,000	$14,000 (+1%) Land $14,000
2024	$190.00 (+54.47%)
2023	$123.00 (+83.58%)	$7,000 (+75%) Land $7,000	$7,000 (+75%) Land $7,000
2022	$67.00	$4,000 Land $4,000	$4,000 Land $4,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bernal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures